Objective Financial Partners Blog
Financial Priorities For The New Year
The article “Financial Priorities For The New Year” was originally published on MoneySense on January 11, 2021. January is a good time to review your investments, tax and debt management planning. Here’s how to get started. The new year is often a time for resolutions and a fresh start, and…
Here’s What You Need To Know If You Plan To Keep Working Into Retirement
The article “Here’s What You Need To Know If You Plan To Keep Working Into Retirement” was originally published on Financial Post on December 21, 2020. There are different ways to keep working, and financial and lifestyle implications to consider The concept of retirement is a relatively new one that…
Can Life Insurance Be Used As A Fixed Income Investment?
The article “Can Life Insurance Be Used As A Fixed Income Investment?” was originally published on MoneySense on December 21, 2020. Emerging from a serious health scare, Dana wonders if she can use her life insurance to replace the bonds in her investment portfolio. Q. I am 55 years old, recently…
Halal Investing in Canada
The article “Halal Investing in Canada” was originally published on MoneySense on December 18, 2020. Investing can be challenging for Muslims, as solutions that are both Shariah-compliant and effective at helping achieve long-term financial goals are limited. Canadian Muslims have unique constraints when looking for investment options that fit their…
Ways To “Unlock” Retirement Savings In A LIRA
The article “Ways To “Unlock” Retirement Savings In A LIRA” was originally published on MoneySense on December 7, 2020. Keith wants to know what to do with his DPSP now that it has been transferred to a locked-in retirement account. Q. When I retired at age 63, the financial institution that…
Unique Ideas For Your Last Will and Testament
The article “Unique Ideas For Your Last Will and Testament” was originally published on MoneySense on November 30, 2020. A straightforward will can work well for many people but, for some, there are clauses to consider that might better convey your wishes. When you write a will, it is your…
Managing Tax In A “Tenancy In Common” Situation
The article “Managing Tax In A “Tenancy In Common” Situation” was originally published on MoneySense on November 24th, 2020. Claudia wants to minimize the tax payable when selling her share of a cottage to the co-owner. Q. I am a co-owner of a cottage in Ontario. The other co-owner would like…
How Employers Can Boost Employees’ Financial Security Even As Pension And Insurance Benefits Shrink
The article “How Employers Can Boost Employees’ Financial Security Even As Pension And Insurance Benefits Shrink” was originally published on Financial Post on November 23, 2020. Companies are in a unique position to help their workers without huge costs if they think outside the box Historically, companies have provided pension…
Financial Literacy For Seniors
The article “Financial Literacy For Seniors” was originally published on MoneySense on November 16, 2020. If one spouse makes most or all the financial decisions, the uninvolved spouse can be left vulnerable. That’s one reason seniors, their family and their advisors should try to involve both spouses in money discussions.…
Calculating Expected Returns On The Sale Of Real Estate
The article “Calculating Expected Returns On The Sale Of Real Estate” was originally published on Moneysense on November 10, 2020. Yan is selling his home and wants to know how to price it to ensure he turns a profit. Q. How do I calculate the capital gain on real estate sold…
Should You Set Up A Personal Real Estate Corporation (PREC)?
The article “Should You Set Up A Personal Real Estate Corporation (PREC)?” was originally published on MoneySense on November 2, 2020. Ontario recently joined several other provinces by allowing the establishment of personal real estate corporations. What are they, and who should consider one? A personal real estate corporation, or…
How Does Assisted Dying Impact Survivor Pensions?
The article “How Does Assisted Dying Impact Survivor Pensions?” was originally published on MoneySense on October 26, 2020. Content warning: This article contains discussion of assisted dying and suicide, which may be upsetting to some readers. We have turned off commenting for this article to create a safe space for…
Subscribe to our newsletter
Want to stay up to date with our most recents articles?
Sign up below to receive emails whenever we have a new story!