We Are Fee-Only, Advice-Only Financial Planners
Jason Heath, CFP
Jason graduated with a Bachelor of Economics degree from York University in Toronto. He also holds the Certified Financial Planner (CFP) designation. In addition, Jason has completed numerous financial, tax and estate planning specialty courses from a variety of organizations.
Jason has been providing fee-only, advice-only financial planning since 2001 and is one of Canada’s best-known fee-only financial planners. He is currently a personal finance columnist for the Financial Post and MoneySense Magazine. He is also a regular contributor to RetireHappy.ca.
Jason has a particular interest in working with clients with complex planning issues, including Canadian expats in other countries.
He has three children and is an active volunteer in their schools and their sporting activities. He previously served on the board of directors as Treasurer for the Block Parent Program of Canada, a national children’s charity.
Nancy Grouni, CFP
Nancy had a 20-year career as an investment and insurance advisor with two large wealth management firms, working as a Senior Associate focused on building and presenting client financial plans and investment portfolio reviews.
She has a particular interest in financial planning for seniors and their adult children but works with single people, seniors and families at all planning stages seeking to take control of their financial lives.
Nancy is a Certified Financial Planner (CFP).
Nancy has been interviewed for a variety of publications and financial websites such as the Globe & Mail, Yahoo! Canada Finance, the Financial Post, CreditCards.ca, CreditCards.com and the Financial Pipeline. She is also a regular contributor to RetireHappy.ca.
Nancy has two children and is an active volunteer in the community. She enjoys travel and entertaining in her spare time. Nancy and her daughter also enjoy a shared passion for figure skating.
Brenda Hiscock, CFP
Brenda has over 20 years of experience in the financial services industry as a bank branch manager, new advisor trainer, college professor and financial planner. Whether she’s explaining a financial concept to one person or to a room of 100, Brenda’s approach to personal finance is that of education. After all, it’s much easier to follow advice when you understand it.
Brenda has a particular interest in working with clients and their advisors and in financial education for employees but works with people from all walks of life.
She is a Certified Financial Planner (CFP) and also holds a Registered Health Underwriter (RHU) designation with specialized knowledge in living benefits such as disability, critical illness and long-term care insurance.
Brenda has been interviewed for articles in publications such as the Globe and Mail and Advisor.ca. She has also been a returning guest on a radio show based in Montreal. She is also a regular contributor to RetireHappy.ca.
Brenda has a son who is a journalist and she enjoys running and yoga. In her spare time, she provides financial planning advice to cancer patients at Wellspring, an organization that offers various support services to cancer patients and their families.
Kim studied towards a Bachelor of Arts degree at York University in Toronto. She has completed numerous tax and financial planning courses.
Kim has worked as a branch manager with a Canadian trust company and as an executive assistant with Canada’s oldest fee-only, advice-only financial planning firm.
Kim has two children who both work in the automotive industry. Outside of the office, Kim enjoys golf, cooking and travel.
We Sell No Products Whatsoever
Our sole purpose is unbiased, objective financial, tax and estate planning advice
Our Typical Client
Our clients have a net worth ranging from zero to several million dollars. Likewise with their income. They live in Canada, for the most part. Those who are not in Southern Ontario are open to working remotely via secure web conference, email and telephone.
Basically, our clients are Canadians looking for unbiased, objective and comprehensive financial, tax and estate planning advice. And they don’t want investment or insurance products to be co-mingled with that advice.
Here are some of the services we offer:
- Fee-Only, Advice Only Financial Planning
- Retirement Planning
- Investment Strategy
- Tax Planning
- Insurance Needs
- Estate Planning
Frequently Asked Questions
Here are a few of the questions we’re commonly asked:
- What is a financial planner?
- What is a fee-only financial planner?
- What is a financial plan?
- What are your fees?
- Do you provide fee-only investment advice?
- Do you work with clients outside of Toronto?
True Financial Planning is a Process, Not a Product
After an introductory call to determine if and how we can help, our clients complete a questionnaire and provide a list of supplementary data before we put together a comprehensive financial plan that includes:
The original article "How To Evaluate Your Group Savings Plan At Work" was originally published on MoneySense on November 28, 2017. Is Renee paying too much for her investments? Q. I have been registered with an insurance company through my employer since 2001. At the...read more
The article "Owning Canadian Stocks As A U.S. Resident" was originally published on Moneysense on November 14, 2017. What are the capital gains consequences? Q: I live in the USA but still have some stocks in a Canada brokerage. If I should sell them what is the...read more
The article "How To Choose The Right Insurance" was originally published on MoneySense on October 31, 2017. Tara isn’t sure if mortgage, life or disability insurance is the right way to go for her and her husband. Q: My husband is 57 and I am 45. I am currently a stay...read more
The article "REIT Investing: The Risks of Chasing Returns" was originally published on MoneySense on October 24, 2017. This reader is happy with his real estate returns but not with his other equities. Should he transfer to REITs? Not so fast. Q: My wife and I are...read more
The article "Planning Through Salary Swings" was originally published on MoneySense on October 18, 2017. How to best plan given uncertain income Q: My income fluctuates quite widely from year to year. How do I plan for this and how do I handle the tax implications of...read more
Objective Financial Partners Inc.
8500 Leslie Street, Suite 101
Toll Free. 1.855.691.8471
Providing fee-only financial planning to clients in Toronto or worldwide via Skype
Copyright © 2017 |Objective Financial Partners Inc. | All rights reserved.
We don’t sell investments, so we’re not going to tell you which stocks to buy and sell. However, we can build you a comprehensive and truly objective financial plan.