We Sell No Products Whatsoever

At Objective Financial, our sole purpose is providing unbiased financial, tax and estate planning advice

Employee Financial Wellness

We can enhance the financial literacy and well-being of your employees. We accomplish this by providing one-on-one packages as well as tailored group presentations that cater to a company’s needs. We can improve employees’ understanding of existing employer programs and educate them on how to maximize these benefits effectively.

Approximately 40% of the workforce in Canada feels overwhelmed by their level of debt, while 48% say they have lost sleep because of financial worries. Additionally, 35% spend all of their net pay or even more, and 44% say it would be difficult to meet their financial obligations if their pay was late. Furthermore, 37% say they will have to delay retirement because they will not have enough money saved. These statistics underscore the importance of improving financial literacy among employees to address these concerning issues.


We recognize that employees may be at different stages in their lives, which is why we provide varied presentations suited to different life stages. This ensures that the information delivered is relevant and beneficial to unique circumstances.

In terms of delivery options, we offer flexibility to accommodate different preferences. Whether it’s a concise one-hour presentation introducing the basics of financial planning, or a series of seminars designed to build knowledge progressively, we adapt to meet the specific requirements of the audience. Additionally, we can provide both online delivery as well as in-person sessions for those located in Southern Ontario.

Personalized Planning Sessions

Many companies have started to add fee-only, advice-only financial planning as a perk for their senior executives. It helps keep top talent focused on corporate business because they know their personal business is well-organized by a professional who is on their side.

Furthermore, the group benefits provider or pension administrator that works with the broader employee base may do an excellent job for most employees but may not be well-equipped to counsel a company’s senior management.

Retirement counselling provided by an advice-only financial planner is also one of the few employee benefits that is not taxable on an employee’s T4 here in Canada. As such, it can be a way to compensate an employee without having the employee taxed on that compensation.

Some companies offer ongoing one-on-one financial planning to their senior executives, while others take a different approach, offering a retirement planning session to milestone employees (ie. 55 years of age with 10 or more years of service). We can also help employees who are part of a downsizing or who need advice related to a company-wide pension plan change (moving from a defined benefit pension to a defined contribution pension, for example).

T. 416.691.8471
Toll Free. 1.855.691.8471


The purpose of this meeting is to understand your specific needs to determine if and how we can help. We then provide a quote for our services to be detailed in a written engagement letter that acts as our contract to you. Please note we cannot provide advice to you during this introductory meeting.

We work with many self-directed DIY investors. That said, we cannot provide investment recommendations for the purchase or sale of specific securities, nor can other fee-only/advice-only financial planners in Canada who are not licensed to manage your investments.

Please note our minimum consultation fee is $1,500 plus applicable sales tax. If you provide some information below and request it from us, we can provide a rough estimate on pricing prior to an introductory meeting.

Objective Financial Partners Inc.

675 Cochrane Drive
East Tower, 6th Floor
Markham, Ontario
L3R 0B8

T. 416.691.8471
Toll Free. 1.855.691.8471

Providing fee-only financial planning to clients in Toronto or worldwide via Zoom or Skype

Copyright © 2018 |Objective Financial Partners Inc. | All rights reserved.

We don't sell investments, so we're not going to tell you which stocks to buy and sell. However, we can build you a comprehensive and truly objective financial plan.

Please send email inquiries to info@objectivecfp.com