The article “Records Of My Stock Purchase Have Disappeared. What Now?” was originally published on MoneySense on April 22, 2020. Tonya bought shares of a small company, which she sold at a loss. She’d like to use that loss to offset some capital gains, but neither the...

The article "Should You Consider Using Joint Accounts To Avoid Probate?" was originally posted on MoneySense on April 16, 2020. Would listing Laurel as her aging mother’s joint account holder simplify management of her mother’s affairs if she is no longer able to do...

The article "The Basics of Starting Your Own Business" was originally published on MoneySense on April 8, 2020. Looking to earn some money through self-employment or a side hustle? Here’s what to know about the setup and tax implications before you get started. With...

The article "What Should Retirees Do With Their Investments Amid COVID-19?" was originally published on MoneySense on March 23, 2020. With North American stock markets down more than 30% from their recent highs, Canadians who are retired or close to retirement are...

The article "What You Need To Know About Filing Your 2019 Tax Return" was originally published on MoneySense on March 4, 2020.   Here is a quick primer on claims to take advantage of, the filing deadlines for employees and self-employed taxpayers, what to watch...

The article "Planning For The (potential) Costs Of Long-Term Care" was originally published on MoneySense on February 10, 2020. Insuring against a potential expense that could range from nothing to hundreds of thousands of dollars, and could happen at any time during...

The article "Do You Have Too Many Shares In One Company?" was originally published on MoneySense on February 7, 2020. Anyone who has a single stock that makes up more than 5% to 10% of their investment portfolio should be considering if they are overexposed and how to...

The article "Should You Buy Health Insurance In Retirement?" was originally published on MoneySense on January 29, 2020. Most people have health insurance coverage during their working years, but their employer picks up at least some of the cost. For retirees, the...

The article "Is An RRSP Loan A Good Idea?" was originally published on MoneySense on January 22, 2020. Depending on which tax bracket you’re in and whether you have other debt, you might be better off simply directing what you would put towards loan repayments into...

The article "How To Make Sense Of Contradictory Investment Advice" was originally published on MoneySense on January 10, 2020. Nat’s looking for help deciding which strategy truly is best: buy and hold for the long term, or sell off “losers” before they hurt your...

The article "How Does Income From A Rental Property Create RRSP Contribution Room?" was originally published on MoneySense on January 6, 2020. And, perhaps more importantly, should Jerry, who’s retired, claim RRSP deductions or the capital cost allowance, to reduce...

The article "Planning For An Inheritance" was originally published on MoneySense on December 10, 2019. Nearly half of Canadians expect to receive an inheritance. But while it’s important to consider those potential funds in your own retirement planning, counting on...

The Article "How To Recover Financially From Divorce" was originally published on MoneySense on December 4, 2019. Top tips: Try to avoid any hasty decisions regarding real estate, and take the time to ensure you have the amount and type of insurance coverage you need....

The article "Should You Borrow To Pay Expenses On An Investment Property?" was originally published on MoneySense on November 15, 2019. Garry, who’s retired, needs additional cash to cover the cost of maintaining a property he rents out. Should he consider taking out...

The article "Understanding Your Company Pension Plan" was originally published on MoneySense on November 6, 2019. While the specifics can vary quite widely from plan to plan, a good place to start is with the basic differences between “defined benefit” and “defined...

The article “Should I Sell Off Some Investments To Avoid OAS Clawbacks?” was originally published on MoneySense on October 29, 2019. Q. I’m due to receive Old Age Security (OAS) benefits next year. I’m concerned because the dividends I receive from my investments will...

The article "Who’ll Pay For The Cottage If I Die?" was originally published on MoneySense on October 16, 2019. Having a mortgage doesn’t necessarily mean you need life insurance coverage equal to the amount you owe on it. Q. We are non-residents who recently purchased...

The article "What Is A Pension Bridge Benefit And How Does It Work?" was originally published on MoneySense on October 9, 2019. With retirement a couple years away, Kevin is considering his options. Forgoing the bridge benefit may help him enjoy his pension payments...

The article "What The Federal Parties’ 2019 Campaign Platforms Mean For Your Money" was originally published on MoneySense on October 2, 2019. With the election approaching, we asked a financial planner to break down the issues that will hit your wallet. With the...

The article "What Investors Need To Know About Changes To TD e-Series Funds" was originally published on MoneySense on September 24, 2019. TD e-Series Funds have been staples for passive index-fund investors and Canadian Couch Potato enthusiasts for two decades....