Here is a collection of articles we have published so you can stay informed!

New Investment Approaches For Risk-Averse Canadians

New Investment Approaches For Risk-Averse Canadians

The article "New Investment Approaches For Risk-Averse Canadians" was originally published on MoneySense on April 28, 2021. Old-school investors may find the capital preservation techniques they have relied on in the past won't work the same in the future. Bonds have...

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How Financially Viable Is Your Rental Property?

How Financially Viable Is Your Rental Property?

The article "How Financially Viable Is Your Rental Property?" was originally published on MoneySense on April 12, 2021. Rental real estate has been a great investment for many Canadians. But how do you assess whether yours is likely to work out? After rising steadily...

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Marriage Or Mortgage: Which Is The Better Investment?

Marriage Or Mortgage: Which Is The Better Investment?

The article "Marriage Or Mortgage: Which Is The Better Investment?" was originally posted on MoneySense on March 29, 2021. Couples are sometimes torn between making their wedding a big celebration and starting their financial life together on the right foot. Weddings...

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Maximizing Spousal RRSP Contributions In Your 70s

Maximizing Spousal RRSP Contributions In Your 70s

The article "Maximizing Spousal RRSP Contributions In Your 70s" was originally published on MoneySense on March 22, 2021. Don wants to know exactly when is the cutoff for contributions in his wife's case, and when to convert the savings to a registered retirement...

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Should You Always Split Your Pension Income?

Should You Always Split Your Pension Income?

The article "Should You Always Split Your Pension Income?" was originally published on MoneySense on March 15, 2021. Narayan wants to know the best ways to save income tax, given the disparity between his income and his wife's. Q. Is it always advantageous to use...

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Tax Implications Of Building A Laneway Suite

Tax Implications Of Building A Laneway Suite

The article "Tax Implications Of Building A Laneway Suite" was originally published on MoneySense on March 1, 2021. Any time a homeowner becomes a landlord, there may be GST/HST and income tax owing—and the amounts can be quite large. Q. I read your “capital gains on...

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How Do Mortgage Brokers Get Paid?

How Do Mortgage Brokers Get Paid?

The article "How Do Mortgage Brokers Get Paid?" was originally published on MoneySense on February 27, 2021. Adil is about to close on a home purchase and is surprised that his mortgage broker is asking for a cash payment for the broker fee before the funds are...

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Financial Planning In Your 70s

Financial Planning In Your 70s

The article "Financial Planning In Your 70s" was originally published on MoneySense on February 9, 2021. Be mindful of these money concerns, even after retirement. When most people think about financial planning, they think about saving and investing for retirement....

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Capital Gains On Subdivided Land

Capital Gains On Subdivided Land

The article "Capital Gains On Subdivided Land" was originally published on MoneySense on January 18, 2021. Devon was lucky enough to buy a lot that he was able to subdivide, sell some of the land and build a house on the rest. Does he owe tax? Q. Our primary residence...

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Financial Priorities For The New Year

Financial Priorities For The New Year

The article "Financial Priorities For The New Year" was originally published on MoneySense on January 11, 2021. January is a good time to review your investments, tax and debt management planning. Here's how to get started. The new year is often a time for resolutions...

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Halal Investing in Canada

Halal Investing in Canada

The article "Halal Investing in Canada" was originally published on MoneySense on December 18, 2020. Investing can be challenging for Muslims, as solutions that are both Shariah-compliant and effective at helping achieve long-term financial goals are limited. Canadian...

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Ways To “Unlock” Retirement Savings In A LIRA

Ways To “Unlock” Retirement Savings In A LIRA

The article "Ways To “Unlock” Retirement Savings In A LIRA" was originally published on MoneySense on December 7, 2020. Keith wants to know what to do with his DPSP now that it has been transferred to a locked-in retirement account. Q. When I retired at age 63, the...

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Unique Ideas For Your Last Will and Testament

Unique Ideas For Your Last Will and Testament

The article "Unique Ideas For Your Last Will and Testament" was originally published on MoneySense on November 30, 2020. A straightforward will can work well for many people but, for some, there are clauses to consider that might better convey your wishes. When you...

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Managing Tax In A “Tenancy In Common” Situation

Managing Tax In A “Tenancy In Common” Situation

The article "Managing Tax In A “Tenancy In Common” Situation" was originally published on MoneySense on November 24th, 2020. Claudia wants to minimize the tax payable when selling her share of a cottage to the co-owner. Q. I am a co-owner of a cottage in Ontario. The...

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Financial Literacy For Seniors

Financial Literacy For Seniors

The article "Financial Literacy For Seniors" was originally published on MoneySense on November 16, 2020. If one spouse makes most or all the financial decisions, the uninvolved spouse can be left vulnerable. That's one reason seniors, their family and their advisors...

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How Does Assisted Dying Impact Survivor Pensions?

How Does Assisted Dying Impact Survivor Pensions?

The article "How Does Assisted Dying Impact Survivor Pensions?" was originally published on MoneySense on October 26, 2020. Content warning: This article contains discussion of assisted dying and suicide, which may be upsetting to some readers. We have turned off...

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