Fee-Only, Advice-Only Financial Planning for Individuals, Families, and Businesses Individuals and Families Fee-Only, Advice-Only Financial Planning Objective, fee-only/advice-only financial planning with no commissions or product sales. Just simple, transparent, and supportive advice held to the highest professional standards. Learn more. Fee-Only, Advice-Only Financial Planning in Québec Looking for fee-only, advice-only financial planning in Québec? Partenaires financiers objectifs provides retirement, tax, estate, and comprehensive financial planning advice without product sales or commissions. Learn more. Retirement Planning Ready for a clearer retirement plan? From saving to spending, we help you make the right moves. Learn more. Investment Planning We are not stock pickers. We help you with everything from asset allocation to tax strategies and fee audits to portfolio manager searches. Learn more. Financial Planning for Business Owners Owner-managers face complex planning challenges, and accountants don’t always have all the answers. We combine financial planning and accounting to support your business planning and tax needs in one place. Learn more. Executor, Probate, & Estate Services From estate planning to estate settlement and probate, we help ensure your estate transitions efficiently to your beneficiaries as part of your overall financial plan. Learn more. Divorce & Separation Financial Solutions Divorce is more than a legal process. It has serious financial implications as well. Our team of CFDS, CPA, and CFP professionals offer expert guidance and support every step of the way. Learn more. Canadian Expat Planning We provide financial planning for Canadian expatriates worldwide, advising on Canadian investment planning, real estate, taxes, and retirement. Learn more. U.S. Citizens Living in Canada U.S. citizens in Canada face unique financial and legal challenges. We are one of the few cross-border financial planning firms that operates on a fee-for-service basis without managing your investments. Learn more. Americans Moving to Canada Americans move to Canada for many reasons. Smart financial planning helps you tackle taxes and investment strategy to make the most of your move. We are Canada’s largest advice-only financial planning firm. Learn more. Canadians Moving to the U.S. Moving to the U.S.? Start financial planning early to navigate taxes and avoid surprises with your investments. Learn more. Financial Planning for Québec Residents Residents of Québec can access our fee-only, advice-only financial planning services through Partenaires financiers objectifs, our Québec financial planning practice. Learn more. Money Coaching Your money, your confidence. We coach you to smart financial choices and habits that support your dreams. Learn more. Financial Consulting Facing a financial decision? We provide guidance on debt, pensions, property, and more—without a full financial plan. Learn more. Financial Planning for Seniors For you or your aging parents, we provide unbiased financial guidance—no products, no sales, just expertise. Learn more. Family Financial Planning Need an impartial guide for family financial decisions? We offer clear, objective advice on an hourly or fixed-fee basis. Learn more. Objective Financial Counsel Financial Counsel services help clients align goals, simplify decisions, and achieve long-term results. It is an ongoing relationship built around coordination, clarity, and support across your financial life. Learn more. Corporate Financial Planning for Business Owners Owner-managers face complex planning challenges, and accountants don’t always have all the answers. We combine financial planning and accounting to support your business planning and tax needs in one place. Learn more. Outsourced Financial Planning for Advisors and Wealth Management Firms Paraplanning is common in the U.K. and Australia, but rare in Canada. We are one of the few providers. One-time or ongoing plans, tax, or estate advice, tailored for you and your clients. Learn more. Employee Financial Wellness Many companies offer fee-only, advice-only financial planning for senior executives. Keep your leaders focused and supported, all tax-free on their T4. We offer employee financial webinars as well. Learn more. Objective Financial Counsel Financial Counsel services help clients align goals, simplify decisions, and achieve long-term results. It is an ongoing relationship built around coordination, clarity, and support across your financial life. Learn more. Financial Counsel Business Owners Business owners face complex financial planning decisions that impact taxes, cash flow, and how to build wealth. Objective Financial Counsel provides coordinated guidance across corporate and personal finances, so every decision considers the full picture. Learn more. Senior Executives Senior executives often face complex and variable compensation, as well as demands on their time that interfere with focusing on their finances. Objective Financial Counsel provides clear, coordinated advice so you can make confident decisions without managing every detail yourself. Learn more. Retirees and Families Retirement is a transition, not a finish line, with ongoing financial decisions and higher stakes. Objective Financial Counsel provides clarity and ongoing guidance to help retirees and their families navigate this next chapter with confidence. Learn more. Do I Need a Financial Advisor If I Manage My Own Investments? October 25, 2026 Jason Heath I have worked with plenty of people who manage their own investments and do a very good job of it.... Financial Plan vs. Financial Planning: What’s the Difference and Which Do You Need? October 13, 2026 Jason Heath The terms financial plan and financial planning are often used interchangeably, but understanding the distinction can help you decide what... Selling Your Business: Can You Afford to Retire? October 8, 2026 Jason Heath If someone offered you $5 million for your business, would you know whether you could afford to accept it? You... How to Choose a Retirement Financial Planner in Canada October 3, 2026 Jason Heath Choosing a financial planner for retirement can be harder than it should be. A bank employee, investment adviser, insurance agent,... Can I Keep My Investment Advisor and Work With a Financial Planner? October 3, 2026 Jason Heath Clients often ask whether they need to move their investments to work with a financial planner. The short answer is...
Many companies offer fee-only, advice-only financial planning for senior executives. Keep your leaders focused and supported, all tax-free on their T4. We offer employee financial webinars as well. Learn more.
Financial Counsel services help clients align goals, simplify decisions, and achieve long-term results. It is an ongoing relationship built around coordination, clarity, and support across your financial life. Learn more.
Retirement is a transition, not a finish line, with ongoing financial decisions and higher stakes. Objective Financial Counsel provides clarity and ongoing guidance to help retirees and their families navigate this next chapter with confidence. Learn more.
