Fee-Only, Advice-Only Financial Planning for Individuals, Families, and Businesses

Objective, fee-only/advice-only financial planning with no commissions or product sales. Just simple, transparent, and supportive advice held to the highest professional standards. Learn more.

Looking for fee-only, advice-only financial planning in Québec? Partenaires financiers objectifs provides retirement, tax, estate, and comprehensive financial planning advice without product sales or commissions. Learn more.

Ready for a clearer retirement plan? From saving to spending, we help you make the right moves. Learn more.

We are not stock pickers. We help you with everything from asset allocation to tax strategies and fee audits to portfolio manager searches. Learn more.

Owner-managers face complex planning challenges, and accountants don’t always have all the answers. We combine financial planning and accounting to support your business planning and tax needs in one place. Learn more.

From estate planning to estate settlement and probate, we help ensure your estate transitions efficiently to your beneficiaries as part of your overall financial plan. Learn more.

Divorce is more than a legal process. It has serious financial implications as well. Our team of CFDS, CPA, and CFP professionals offer expert guidance and support every step of the way. Learn more.

We provide financial planning for Canadian expatriates worldwide, advising on Canadian investment planning, real estate, taxes, and retirement. Learn more.

U.S. citizens in Canada face unique financial and legal challenges. We are one of the few cross-border financial planning firms that operates on a fee-for-service basis without managing your investments. Learn more.

Americans move to Canada for many reasons. Smart financial planning helps you tackle taxes and investment strategy to make the most of your move. We are Canada’s largest advice-only financial planning firm. Learn more.

Moving to the U.S.? Start financial planning early to navigate taxes and avoid surprises with your investments. Learn more.

Residents of Québec can access our fee-only, advice-only financial planning services through Partenaires financiers objectifs, our Québec financial planning practice. Learn more.

Your money, your confidence. We coach you to smart financial choices and habits that support your dreams. Learn more.

Facing a financial decision? We provide guidance on debt, pensions, property, and more—without a full financial plan. Learn more.

For you or your aging parents, we provide unbiased financial guidance—no products, no sales, just expertise. Learn more.

Need an impartial guide for family financial decisions? We offer clear, objective advice on an hourly or fixed-fee basis. Learn more.

Financial Counsel services help clients align goals, simplify decisions, and achieve long-term results. It is an ongoing relationship built around coordination, clarity, and support across your financial life. Learn more.