Retirement Planning

We can build a retirement plan that is relevant to you regardless of your age or stage. How much do you need to save each year?  How much do you need to retire? How much can you afford to spend in retirement? What is the best way to draw down your assets? We can help answer these questions.

When we build a plan, we start with your current net worth, and then along with you, make assumptions about your future income, expenses, saving, debt repayment, investment returns, pensions, inheritances, home downsize, and so on.

We literally model out every year for the rest of your life, including stress testing and scenario analysis, to try to help you understand your current financial trajectory – and how best to achieve your long-term financial goals. We are fee-based financial planners.