Here is a collection of articles we have published so you can stay informed!

Should You Buy Real Estate Through A Corporation?

Should You Buy Real Estate Through A Corporation?

The article "Should You Buy Real Estate Through A Corporation?" was originally published on MoneySense on September 25, 2020. It can make sense to purchase rental or vacation properties through a corporation, but often it's simpler—and less risky from a tax...

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What Does A Fee-Only Financial Planner Do, Exactly?

What Does A Fee-Only Financial Planner Do, Exactly?

The article "What Does A Fee-Only Financial Planner Do, Exactly?" was originally published on MoneySense on September 15, 2020. And if they don't sell any financial products, how do fee-only planners get paid? Q. How do you make money, Jason, if you don’t sell any...

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Should You Buy A Vacation Property?

Should You Buy A Vacation Property?

The article "Should You Buy A Vacation Property?" was originally published on MoneySense on August 24, 2020. A cottage or other vacation property can provide a great way to unwind and spend time with family. But what are some of the financial implications? The...

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The Best Ways To Help Kids Financially

The Best Ways To Help Kids Financially

The article "The Best Ways To Help Kids Financially" was originally published on MoneySense on August 6, 2020. You don’t have to be rich to give children a good start in life. Here are six strategies to use with kids of any age. As a father of three and a financial...

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The Cost Of Socially Responsible Investing

The Cost Of Socially Responsible Investing

The article "The Cost Of Socially Responsible Investing" was originally published on MoneySense on July 22, 2020. Are there enough options available for Canadians who want to invest according to their values - and do you have to compromise on performance or fees to be...

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Understanding The 1994 Capital Gains Tax Election

Understanding The 1994 Capital Gains Tax Election

The article "Understanding The 1994 Capital Gains Tax Election" was originally published on MoneySense on July 15, 2020. John was not aware of the $100,000 capital gains exemption that applied until 1994 and wants to know if he can use it to reduce the tax payable on...

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RESP Advice For Canadian Citizens Living In The U.S.

RESP Advice For Canadian Citizens Living In The U.S.

The article "RESP Advice For Canadian Citizens Living In The U.S." was originally published on MoneySense on June 16, 2020. Sohail has become a non-resident of Canada, but still has a RESP account he is contributing to each month. He wants to know how to maximize his...

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Borrowing Money To Invest

Borrowing Money To Invest

The article "Borrowing Money To Invest" was originally published on MoneySense on June 10, 2020. Should you open a margin account with your broker, or opt for an RRSP loan? And what are the potential tax benefits and risks?   There are different ways to borrow to...

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The Pros And Cons of a Dividend Reinvestment Plan

The Pros And Cons of a Dividend Reinvestment Plan

The article "The Pros And Cons of a Dividend Reinvestment Plan" was originally published on MoneySense on May 20, 2020. You may decide that it’s better to receive dividend distributions in cash, especially if you plan to use them for TFSA contributions, or to help...

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COVID-19 Financial Support For Working Seniors

The original article "COVID-19 Financial Support For Working Seniors" was published on MoneySense on April 14, 2020. You may still qualify for the federal government’s CERB payments, even if you collect CPP and OAS. Q. I am still working, and also receive Canada...

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The Basics of Starting Your Own Business

The Basics of Starting Your Own Business

The article "The Basics of Starting Your Own Business" was originally published on MoneySense on April 8, 2020. Looking to earn some money through self-employment or a side hustle? Here’s what to know about the setup and tax implications before you get started. With...

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Planning For The (potential) Costs Of Long-Term Care

Planning For The (potential) Costs Of Long-Term Care

The article "Planning For The (potential) Costs Of Long-Term Care" was originally published on MoneySense on February 10, 2020. Insuring against a potential expense that could range from nothing to hundreds of thousands of dollars, and could happen at any time during...

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Do You Have Too Many Shares In One Company?

Do You Have Too Many Shares In One Company?

The article "Do You Have Too Many Shares In One Company?" was originally published on MoneySense on February 7, 2020. Anyone who has a single stock that makes up more than 5% to 10% of their investment portfolio should be considering if they are overexposed and how to...

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Should You Buy Health Insurance In Retirement?

Should You Buy Health Insurance In Retirement?

The article "Should You Buy Health Insurance In Retirement?" was originally published on MoneySense on January 29, 2020. Most people have health insurance coverage during their working years, but their employer picks up at least some of the cost. For retirees, the...

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Is An RRSP Loan A Good Idea?

Is An RRSP Loan A Good Idea?

The article "Is An RRSP Loan A Good Idea?" was originally published on MoneySense on January 22, 2020. Depending on which tax bracket you’re in and whether you have other debt, you might be better off simply directing what you would put towards loan repayments into...

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How To Make Sense Of Contradictory Investment Advice

How To Make Sense Of Contradictory Investment Advice

The article "How To Make Sense Of Contradictory Investment Advice" was originally published on MoneySense on January 10, 2020. Nat’s looking for help deciding which strategy truly is best: buy and hold for the long term, or sell off “losers” before they hurt your...

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Planning For An Inheritance

Planning For An Inheritance

The article "Planning For An Inheritance" was originally published on MoneySense on December 10, 2019. Nearly half of Canadians expect to receive an inheritance. But while it’s important to consider those potential funds in your own retirement planning, counting on...

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How To Recover Financially From Divorce

How To Recover Financially From Divorce

The Article "How To Recover Financially From Divorce" was originally published on MoneySense on December 4, 2019. Top tips: Try to avoid any hasty decisions regarding real estate, and take the time to ensure you have the amount and type of insurance coverage you need....

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Understanding Your Company Pension Plan

Understanding Your Company Pension Plan

The article "Understanding Your Company Pension Plan" was originally published on MoneySense on November 6, 2019. While the specifics can vary quite widely from plan to plan, a good place to start is with the basic differences between “defined benefit” and “defined...

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