Here is a collection of articles we have published so you can stay informed!

Capital Gains When Selling Property To Family

Capital Gains When Selling Property To Family

The article "Capital gains when selling property to family" was originally published in MoneySense on March 18, 2022. Photo by cottonbro from Pexels. If you sell a property to a relative for a bargain price, does that mean you pay less tax for capital gains? Do I have...

read more
Should You Start OAS If You Are Still Working?

Should You Start OAS If You Are Still Working?

The article "Should you start OAS if you are still working?" was originally published in MoneySense on March 17, 2022. Photo by Tim Mossholder from Pexels. Not retired yet? Wondering about applying for Old Age Security? Here are the things to consider first. I’m...

read more
Understanding The 1994 Capital Gains Tax Election

Understanding The 1994 Capital Gains Tax Election

The article "Understanding the 1994 capital gains tax election" was originally published in MoneySense on March 14, 2022. Photo by Abby Savage on Unsplash. There is a $100,000 capital gains exemption that applied until 1994. Find out if it can be used to reduce the...

read more
What Happens To Your TFSA When You Die

What Happens To Your TFSA When You Die

The article "What happens to your TFSA when you die" was originally published in MoneySense on March 7, 2022. Photo by Pavel Danilyuk from Pexels. This is how a TFSA gets distributed in the event of a death, plus, info on making sure it is not subject to probate. I...

read more
Should You Leave Corporate Savings In Your Company?

Should You Leave Corporate Savings In Your Company?

The article "Should you leave corporate savings in your company?" was originally published in MoneySense on March 1, 2022. Photo by Mikhail Nilov from Pexels. Chris has a lot of money saved in his corporate bank account and wants to take it out with the least amount...

read more
Cutting Down Capital Gains Tax On Real Estate Sales

Cutting Down Capital Gains Tax On Real Estate Sales

The article "Cutting down capital gains tax on real estate sales" was originally published in MoneySense on February 23, 2022. Photo by Mart Production from Pexels. Defer RRSP contributions to mitigate taxes Is there any real estate investment I could invest my...

read more
Corporate Investments For Retirees

Corporate Investments For Retirees

The article "Corporate investments for retirees" was originally published in MoneySense on February 15, 2022. Photo by Andrea Piacquadio from Pexels. Retired with cash and investments in a corporation, and wondering how to withdraw with minimal tax implications? I’m...

read more
How To Find A Lost Life Insurance Policy

How To Find A Lost Life Insurance Policy

The article "How to find a lost life insurance policy" was originally published in MoneySense on February 8, 2022. Photo by Sofia Alejandra from Pexels. A death in the family is always stressful, but money can make it more so. Here’s expert advice for rights to a lost...

read more
The Process Of Unlocking A LIRA Account In Canada

The Process Of Unlocking A LIRA Account In Canada

The article "The process of unlocking a LIRA account in Canada" was originally published in MoneySense on February 1, 2022. Photo by cottonbro from Pexels. What can you do? What can’t you do? Let’s clarify some conflicting online information about locked-in retirement...

read more
How To Leave Money To Your Grandkids

How To Leave Money To Your Grandkids

The article "How to leave money to your grandkids" was originally published in MoneySense on December 28, 2021. Photo by Ekaterina Shakharova on Unsplash. In my experience, most people leave their entire estate to their children. But you can name other people to...

read more
CPP vs RRSP: Can You Transfer Your CPP To An RRSP?

CPP vs RRSP: Can You Transfer Your CPP To An RRSP?

The article "CPP vs RRSP: Can you transfer your CPP to an RRSP?" was originally published in MoneySense on December 20, 2021.Photo by Karolina Grabowska from Pexels. Is it possible to transfer CPP to RRSP? The answer is a quick one, but there’s more to an CPP and...

read more
What Are The Tax Benefits Of Donating To Charity?

What Are The Tax Benefits Of Donating To Charity?

The article "What are the tax benefits of donating to charity?" was originally published in MoneySense on December 14, 2021.Photo by RODNAE Productions from Pexels. ’Tis the season for giving and some may be wondering how donating to charity saves tax on your tax...

read more
How To Invest As A Teenager In Canada

How To Invest As A Teenager In Canada

The article "How to invest as a teenager in Canada" was originally published in MoneySense on November 29, 2021. Photo by Creative Christians on Unsplash.   Birthday money burning a hole? Read our "investing for teens" guide for where to invest, how to buy...

read more
Do RRIF Beneficiaries Pay Tax?

Do RRIF Beneficiaries Pay Tax?

The article "Do RRIF beneficiaries pay tax?" was originally published in MoneySense on November 22, 2021. Photo by Polina Tankilevitch from Pexels. Is it possible to avoid tax as a RRIF beneficiary? Find out if timing could be an issue, as well as rules around...

read more
Should You Take RRSP Withdrawals To Pay Down Debt?

Should You Take RRSP Withdrawals To Pay Down Debt?

The article "Should you take RRSP withdrawals to pay down debt?" was originally published in MoneySense on November 9, 2021. Photo by Mikhail Nilov from Pexels. With a partner out of work, this reader is considering a RRSP withdrawal to try to reduce her mortgage...

read more
Reasons To Consider Early RRSP And RRIF Withdrawals

Reasons To Consider Early RRSP And RRIF Withdrawals

The article "Reasons to consider early RRSP and RRIF withdrawals" was originally published in MoneySense on October 19, 2021. Photo by Mikhail Nilov from Pexels. I get a lot of reader-submitted questions about early RRSP and RRIF withdrawals and how much to take out....

read more
How Much To Take Out Of Your RRSP In Your 60s

How Much To Take Out Of Your RRSP In Your 60s

The article "How much to take out of your RRSP in your 60s" was originally published in MoneySense on October 4, 2021. Photo by Marcus Aurelius from Pexels. Although RRSP withdrawals can be deferred no later than age 72, it may be necessary or advisable to make...

read more
How To Figure Out Your Investment Fees

How To Figure Out Your Investment Fees

The article "How to figure out your investment fees" was originally published in MoneySense on September 28, 2021. Photo by Andrea Piacquadio from Pexels. John is unclear about what he’s paying his advisor, and cannot seem to get a straight answer. Q. I was wondering...

read more

Objective Financial Partners Inc.

675 Cochrane Drive
East Tower, 6th Floor
Markham, Ontario
L3R 0B8

T. 416.691.8471
Toll Free. 1.855.691.8471

Providing fee-only financial planning to clients in Toronto or worldwide via Zoom or Skype

Copyright © 2018 |Objective Financial Partners Inc. | All rights reserved.

We don't sell investments, so we're not going to tell you which stocks to buy and sell. However, we can build you a comprehensive and truly objective financial plan.

Please send email inquiries to info@objectivecfp.com