Here is a collection of articles we have published so you can stay informed!

Where To Start Investing With ETFs In Your 20s

Where To Start Investing With ETFs In Your 20s

The article "Where to start investing with ETFs in your 20s" was originally published in MoneySense on May 30, 2022. Photo by Andrea Piacquadio from Pexels. Learning about investing in your 20s can be as fun as it is challenging. Here are some thought-starters. I want...

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Buying A Home After Divorce

Buying A Home After Divorce

The article "Buying a home after divorce" was originally published in MoneySense on May 3, 2022. Photo by Andrea Piacquadio from Pexels. During a divorce, one or both spouses may move into new homes. A MoneySense reader has a question about her eligibility for home...

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How Do Quarterly Income Tax Installments Work?

How Do Quarterly Income Tax Installments Work?

The article "How do quarterly income tax installments work?" was originally published in MoneySense on April 25, 2022. Photo by Nataliya Vaitkevich on Pexels. Explore how tax installments work, how to best plan to paying them on time, and what happens if you paid in...

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Can You Avoid Probate Taxes On TFSAs?

Can You Avoid Probate Taxes On TFSAs?

The article "Can you avoid probate taxes on TFSAs?" was originally published in MoneySense on April 18, 2022. Photo by Sora Shimazaki from Pexels. Find out how to shield TFSAs from probate taxes, when no beneficiary or successor has been named for the registered...

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How Are You Taxed When You Sell A Small Business?

How Are You Taxed When You Sell A Small Business?

The article "How are you taxed when you sell a small business?" was originally published in MoneySense on April 11, 2022. Photo by Andrea Piacquadio on Pexels. How do you report the income from the sale of a small business? What are the tax implications? And what do...

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What To Do When You Overcontribute To Your RRSP

What To Do When You Overcontribute To Your RRSP

The article "What to do when you overcontribute to your RRSP" was originally published in MoneySense on April 4, 2022. Photo by Andre Furtado from Pexels. What happens when you inadvertently contribute too much to a RRSP? Find out if there’s anything you can do to...

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Converting A Segregated Fund To A RRIF

Converting A Segregated Fund To A RRIF

The article "Converting a segregated fund to a RRIF" was originally published in MoneySense on March 29, 2022. Photo by Kampus Production. If you hold a segregated fund and want to convert it to a registered retirement income fund, this is what’s involved. I have a...

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Capital Gains When Selling Property To Family

Capital Gains When Selling Property To Family

The article "Capital gains when selling property to family" was originally published in MoneySense on March 18, 2022. Photo by cottonbro from Pexels. If you sell a property to a relative for a bargain price, does that mean you pay less tax for capital gains? Do I have...

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Should You Start OAS If You Are Still Working?

Should You Start OAS If You Are Still Working?

The article "Should you start OAS if you are still working?" was originally published in MoneySense on March 17, 2022. Photo by Tim Mossholder from Pexels. Not retired yet? Wondering about applying for Old Age Security? Here are the things to consider first. I’m...

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Understanding The 1994 Capital Gains Tax Election

Understanding The 1994 Capital Gains Tax Election

The article "Understanding the 1994 capital gains tax election" was originally published in MoneySense on March 14, 2022. Photo by Abby Savage on Unsplash. There is a $100,000 capital gains exemption that applied until 1994. Find out if it can be used to reduce the...

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What Happens To Your TFSA When You Die

What Happens To Your TFSA When You Die

The article "What happens to your TFSA when you die" was originally published in MoneySense on March 7, 2022. Photo by Pavel Danilyuk from Pexels. This is how a TFSA gets distributed in the event of a death, plus, info on making sure it is not subject to probate. I...

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Should You Leave Corporate Savings In Your Company?

Should You Leave Corporate Savings In Your Company?

The article "Should you leave corporate savings in your company?" was originally published in MoneySense on March 1, 2022. Photo by Mikhail Nilov from Pexels. Chris has a lot of money saved in his corporate bank account and wants to take it out with the least amount...

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Cutting Down Capital Gains Tax On Real Estate Sales

Cutting Down Capital Gains Tax On Real Estate Sales

The article "Cutting down capital gains tax on real estate sales" was originally published in MoneySense on February 23, 2022. Photo by Mart Production from Pexels. Defer RRSP contributions to mitigate taxes Is there any real estate investment I could invest my...

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Corporate Investments For Retirees

Corporate Investments For Retirees

The article "Corporate investments for retirees" was originally published in MoneySense on February 15, 2022. Photo by Andrea Piacquadio from Pexels. Retired with cash and investments in a corporation, and wondering how to withdraw with minimal tax implications? I’m...

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How To Find A Lost Life Insurance Policy

How To Find A Lost Life Insurance Policy

The article "How to find a lost life insurance policy" was originally published in MoneySense on February 8, 2022. Photo by Sofia Alejandra from Pexels. A death in the family is always stressful, but money can make it more so. Here’s expert advice for rights to a lost...

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The Process Of Unlocking A LIRA Account In Canada

The Process Of Unlocking A LIRA Account In Canada

The article "The process of unlocking a LIRA account in Canada" was originally published in MoneySense on February 1, 2022. Photo by cottonbro from Pexels. What can you do? What can’t you do? Let’s clarify some conflicting online information about locked-in retirement...

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How To Leave Money To Your Grandkids

How To Leave Money To Your Grandkids

The article "How to leave money to your grandkids" was originally published in MoneySense on December 28, 2021. Photo by Ekaterina Shakharova on Unsplash. In my experience, most people leave their entire estate to their children. But you can name other people to...

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CPP vs RRSP: Can You Transfer Your CPP To An RRSP?

CPP vs RRSP: Can You Transfer Your CPP To An RRSP?

The article "CPP vs RRSP: Can you transfer your CPP to an RRSP?" was originally published in MoneySense on December 20, 2021.Photo by Karolina Grabowska from Pexels. Is it possible to transfer CPP to RRSP? The answer is a quick one, but there’s more to an CPP and...

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What Are The Tax Benefits Of Donating To Charity?

What Are The Tax Benefits Of Donating To Charity?

The article "What are the tax benefits of donating to charity?" was originally published in MoneySense on December 14, 2021.Photo by RODNAE Productions from Pexels. ’Tis the season for giving and some may be wondering how donating to charity saves tax on your tax...

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How To Invest As A Teenager In Canada

How To Invest As A Teenager In Canada

The article "How to invest as a teenager in Canada" was originally published in MoneySense on November 29, 2021. Photo by Creative Christians on Unsplash.   Birthday money burning a hole? Read our "investing for teens" guide for where to invest, how to buy...

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Do RRIF Beneficiaries Pay Tax?

Do RRIF Beneficiaries Pay Tax?

The article "Do RRIF beneficiaries pay tax?" was originally published in MoneySense on November 22, 2021. Photo by Polina Tankilevitch from Pexels. Is it possible to avoid tax as a RRIF beneficiary? Find out if timing could be an issue, as well as rules around...

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Should You Take RRSP Withdrawals To Pay Down Debt?

Should You Take RRSP Withdrawals To Pay Down Debt?

The article "Should you take RRSP withdrawals to pay down debt?" was originally published in MoneySense on November 9, 2021. Photo by Mikhail Nilov from Pexels. With a partner out of work, this reader is considering a RRSP withdrawal to try to reduce her mortgage...

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