Here is a collection of articles we have published so you can stay informed!
What Are The Tax Implications Of Selling U.S. Real Estate?
The article “What are the tax implications of selling U.S. real estate?" was originally published in MoneySense on October 31, 2022. Photo by Kampus Production from Pexels. Mary and Vic are selling a property in the U.S. and want to know what the capital gain tax...
Financial Gifts: What You Need To Know Before Giving Money Or Investments
The article “Financial gifts: What you need to know before giving money or investments" was originally published in MoneySense on October 28, 2022. Photo by Marcus Aurelius from Pexels. Whether you're giving to a family member or a cause you believe in, these...
Can You Avoid Probate Taxes On TFSAs?
The article “Can you avoid probate taxes on TFSAs?" was originally published in MoneySense on October 28, 2022. Photo by Sora Shimazaki from Pexels. Find out how to shield TFSAs from probate taxes, when no beneficiary or successor has been named for the registered...
How To Leave Money To Your Grandkids
The article “How to leave money to your grandkids” was originally published in MoneySense on October 28, 2022. Photo by Cottonbro studio on Pexels. If you’re a grandparent and want to leave money to your grandchildren, here are tips on how best to do that. In my...
Is An RRSP Loan A Good Idea?
The article “Is an RRSP loan a good idea?” was originally published in MoneySense on October 28, 2022. Photo by pressfoto from freepik.com. Depending on which tax bracket you’re in and whether you have other debt, you might be better off simply directing what you...
“Where Do We Pay Income Tax If We Retire Abroad?”
The article “Where do we pay income tax if we retire abroad?” was originally published in MoneySense on October 26, 2022. Photo by Mikhail Nilov from Pexels. There are tax implications in both countries if Marianna moves to Mexico full-time. Q. We’re thinking about...
Could A Line Of Credit Impact My Mortgage Application?
The article “Could a line of credit impact my mortgage application?" was originally published in MoneySense on October 26, 2022. Photo by Antoni Shkraba from Pexels. Line of credit payments and other non-mortgage debt are factored into mortgage affordability...
How To Set Financial Goals That Are Realistic And Achievable
The article “How to set financial goals that are realistic and achievable” was originally published in MoneySense on October 25, 2022. Photo by Engin Akyurt from Pexels. Goal setting is an important financial strategy, but the key is to set goals that are realistic,...
My Financial Advisor Overcontributed To My TFSA—Now What?
The article “My financial advisor overcontributed to my TFSA—now what?” was originally published in MoneySense on October 18, 2022. Photo by Cottonbro from Pexels. Overcontributing to a TFSA can be costly, especially if it goes unnoticed. What can you do if the error...
Is Now The Time For A Long-Term Investor To Abandon Stocks?
The article "Is now the time for a long-term investor to abandon stocks?" was originally published in MoneySense on October 12, 2022. Photo by William_Potter from Getty Images. It’s been a difficult year for stock investors. Should you move into GICs or mortgage funds...
What should I do with a $275,000 payout from my critical illness insurance policy?
The article "FP Answers: What should I do with a $275,000 payout from my critical illness insurance policy?" was originally published in Financial Post on October 7th, 2022, by Julie Cazzin and Brenda Hiscock. Photo by by designer491 from Getty Images. Justine wonders...
Financial Planning In Your 70s
The article "Financial planning in your 70s" was originally published in MoneySense on October 6, 2022. Photo created by rawpixel.com - www.freepik. Be mindful of these money concerns, even after retirement. When most people think about financial planning, they think...
Could A Line Of Credit Impact My Mortgage Application?
The article "Could a line of credit impact my mortgage application?" was originally published in MoneySense on October 6, 2022. Photo by Sarandy Westfall on Unsplash. Line of credit payments and other non-mortgage debt are factored into mortgage affordability...
These Money-Saving Strategies Can Help Investors Make The Most Of A Very Bad Year
The article "These money-saving strategies can help investors make the most of a very bad year" was originally published in Financial Post on October 3, 2022. Photo by by whyframestudio from Getty Images. Jason Heath: You can earn a guaranteed return on your...
When Should You Withdraw Money From Your Corporation To Invest?
The article "When should you withdraw money from your corporation to invest?" was originally published in MoneySense on October 3, 2022. Photo by Felicity Tai from Pexels. Is taking money out of a corporation to invest in RRSPs, TFSAs and real estate a good decision?...
Gifting A Parent’s Assets Using A Power Of Attorney
The article "Gifting a parent’s assets using a power of attorney" was originally published in MoneySense on September 26, 2022. Photo by Andrea Piacquadio from Pexels. As power of attorney, does it make sense to divide up a parent’s assets before their death? "I am...
Is A Vacation Home A Good Investment?
The article "Is a vacation home a good investment?" was originally published in MoneySense on September 20, 2022. Photo by Maria Orlova on Pexels. A cottage or other vacation property can provide a great way to unwind and spend time with family. But what are some of...
Can A Non-Resident Open An Investment Account In Canada?
The article "Can a non-resident open an investment account in Canada?" was originally published in MoneySense on September 19, 2022. Photo by Vasily Kleymenov on Pexels. What are the options for investing as a non-resident of Canada? Which is better: an RRSP or a...
Can You Gift A Farm To Your Kids To Avoid Taxes?
The article "Can you gift a farm to your kids to avoid taxes?" was originally published in MoneySense on September 12, 2022. Photo by Jake Heinemann on Pexels. The idea to gift property to a family member for a dollar to avoid tax is a common one. But can this be done...
Should You Buy Real Estate Through A Corporation?
The article "Should you buy real estate through a corporation?" was originally published in MoneySense on September 12, 2022. Photo by Pixabay on Pexels.It can make sense to purchase rental or vacation properties through a corporation, but often it's simpler—and less...
How Canadians Can Split Their Income And Lower Their Tax Bills
The article "How Canadians can split their income and lower their tax bills" was originally published in Financial Post on September 8, 2022. Photo by by patpitchaya from Getty Images. Jason Heath: There are ways to pay less tax during your working years and in...
Will You Make Money On Your Rental Property?
The article "Will you make money on your rental property?" was originally published in MoneySense on September 7, 2022. Photo by Timur Saglambilek on Pexels. Rental real estate has been a great investment for many Canadians. But how do you assess whether yours is...
What Time Of Year Should You Retire?
The article "What time of year should you retire?" was originally published in MoneySense on September 6, 2022. Photo by Kampus Production from Pexels. When’s the best time to retire? The timing is not always up to you, but if you can choose, there may be an ideal...
FP Answers: How should I make up the $1,278 a month that I need to live comfortably in retirement?
The article "FP Answers: How should I make up the $1,278 a month that I need to live comfortably in retirement?" was originally published in Financial Post August 19, 2022 • Last updated September 2, 2022 by Julie Cazzin and Brenda Hiscock. Photo by Gam1983 from...
FP Answers: How Can You Avoid A Big Capital Gains Tax Bill When You Die?
The article "How can you avoid a big capital gains tax bill when you die?" was originally published in Financial Post on September 2, 2022. Photo by bongkarn thanyakij from Pexels. Adding a child's name to your assets won't accomplish your goal of reducing capital...
How To Invest With Spousal Loans For Canadians—And How To Pay It Back
The article "How to invest with spousal loans for Canadians—and how to pay it back" was originally published in MoneySense on August 30, 2022. Photo by Antoni Shkraba on Pexels. There is plenty of advice on setting up a spousal loan for income splitting, but it’s...
Do You Have To Split Your Estate Evenly Between Your Children?
The article "Do you have to split your estate evenly between your children?" was originally published in MoneySense on August 23, 2022. Photo by Askar Abayev from Pexels. Courts in some provinces can vary the distribution of an estate and override a last will and...
How Capital Gains Tax On Property Is Divided In A Divorce
The article "How capital gains tax on property is divided in a divorce" was originally published in MoneySense on August 15, 2022. Photo by Andrea Piacquadio from Pexels. When a couple separates, how does owning, transferring and dividing multiple properties affect...
Are Home Renovations Tax Deductible In Canada?
The article "Are home renovations tax deductible in Canada?" was originally published in MoneySense on August 8, 2022. Photo by Kindel Media from Pexels. Doing home renovations? Find out if there are any tax incentives that Canadians are able to claim. We are...
U.S. Withholding Tax In An RRSP For Canadians
The article "U.S. withholding tax in an RRSP for Canadians" was originally published in MoneySense on August 2, 2022. Photo by Alexander Mils from Pexels. For Canadians who have withholding tax on U.S. income in an RRSP, sometimes this tax can be avoided. I have EPD...
Should You Transfer Property To A Child And Then Rent It From Them?
The article "Should you transfer property to a child and then rent it from them?" was originally published in MoneySense on July 26, 2022. Photo by Mushtaq Hussain on Pexels. Satyesh is considering transferring his home to his daughter and then renting it back from...
FP Answers: When Should I Take CPP?
The article "FP Answers: When should I take CPP?" was originally published in Financial Post on July 20, 2022. Photo by Kampus Production of Pexels The timing for collecting benefits is more important than seniors think FP Answers has received a mountain of questions...
Are Fees Payable For Acting As A Power Of Attorney?
The article "Are fees payable for acting as a power of attorney?" was originally published in MoneySense on July 19, 2022. Photo by Kaboompics.com from Pexels Can you be paid for a role as an attorney for property, in particular, after the position has already been...
What The Bank Of Mom And Dad Should Consider When Dispensing Money — Especially If It Might Want To Be Paid Back Someday
The article "What the Bank of Mom and Dad should consider when dispensing money — especially if it might want to be paid back someday" was originally published in Financial Post on July 4, 2022. Photo by RDNE Stock project from Pexels. Jason Heath: There are income...
Should I Sell And Rent Or Get A Reverse Mortgage?
The article "Should I sell and rent or get a reverse mortgage?" was originally published in MoneySense on July 4, 2022. Photo by Alex P from Pexels. What to consider before selling your home or getting a reverse mortgage. The math reveals the real costs for retirees....
What Are The Taxes On Transferring Real Estate To Your Kids?
The article "What are the taxes on transferring real estate to your kids?" was originally published in MoneySense on June 27, 2022. Photo Zen Chung from Pexels. Joan and her partner own the condo her son lives in, but they want to transfer ownership to him. What are...
Capital Gains, Taxes And More: The Implications Of Inheriting Real Estate
The article "Capital gains, taxes and more: The implications of inheriting real estate" was originally published in MoneySense on June 20, 2022. Photo Greta Hoffman from Pexels. There are tax, estate and other implications when inheriting real estate, even from...
What Is The Benefit Of A Graduated Rate Estate When Doing Estate Planning?
The article "What is the benefit of a graduated rate estate when doing estate planning?" was originally published in Financial Post on June 17, 2022. Photo by Olia Danilevich from Pexels. Here's a little-known tax tip that could save your family money when doing...
How Much Are Withholding Taxes On RRSPs And RRIFs?
The article "How much are withholding taxes on RRSPs and RRIFs?" was originally published in MoneySense on June 13, 2022. Photo by Mikhail Nilov from Pexels. Anne wants to take extra RRIF withdrawals beyond her annual minimum amount and is worried about the tax...
Here’s How To Accelerate Your Retirement Timeline, Without Taking On Too Much Risk
The article "Here's how to accelerate your retirement timeline, without taking on too much risk" was originally published in Financial Post on June 6, 2022. Photo by Andrea Piacquadio from Pexels. Jason Heath: Those approaching retirement can consider these strategies...
Should You Borrow To Invest With The Smith Manoeuvre?
The article "Should you borrow to invest with the Smith Manoeuvre?" was originally published in MoneySense on June 6, 2022. Photo by Andrea Piacquadio from Pexels. Warren is trying to crunch the numbers on borrowing to invest using a strategy often referred to as the...
FP Answers: How Should I Invest The $260,000 My Father Left Me In His Will?
The article "How should I invest the $260,000 my father left me in his will?" was originally published in Financial Post on June 3, 2022. Photo by Mikhail Nilov from Pexels. Both debt repayment and investing are good options, financial planner says Q: I’m 52 years...
Where To Start Investing With ETFs In Your 20s
The article "Where to start investing with ETFs in your 20s" was originally published in MoneySense on May 30, 2022. Photo by Andrea Piacquadio from Pexels. Learning about investing in your 20s can be as fun as it is challenging. Here are some thought-starters. I want...
The Tax Implications Of Owning Multiple Properties During Probate
The article "The tax implications of owning multiple properties during probate" was originally published in MoneySense on May 24, 2022. Photo by Erik Mclean from Pexels. When a spouse passes away, what are the tax, probate and mortgage implications for multiple...
Should You Loan Money To Someone Who Is House Rich And Cash Poor?
The article "Should you loan money to someone who is house rich and cash poor?" was originally published in MoneySense on May 17, 2022. Photo by Andrea Piacquadio from Pexels. Loaning money to someone who is house rich and cash poor requires some consideration. Even...
The Tax Implications Of Transferring A Stock Between Spouses
The article "The tax implications of transferring a stock between spouses" was originally published in MoneySense on May 9, 2022. Photo by Vlada Karpovich from Pexels. Joe wants to transfer his 50% ownership of a stock he owns jointly with his wife to her. He is...
For certified financial planner, lifetime of struggle holds lessons for others
The article “For certified financial planner, lifetime of struggle holds lessons for others” was originally published on https://www.wealthprofessional.ca/ on May 8, 2022. Photo by Jacub Gomez of Pexels International Women's Day: CFP reflects on life-changing tragedy...
FP Answers: Am I On Track To Retire In 25 years If I Have $350,000 Saved Now?
The article "FP Answers: Am I on track to retire in 25 years if I have $350,000 saved now?" was originally published in Financial Post on May 6, 2022. Photo by Pixabay from Pexels. Q: I’m 40 years old and want to retire at age 65 with an after-tax net income of...
Buying A Home After Divorce
The article "Buying a home after divorce" was originally published in MoneySense on May 3, 2022. Photo by Andrea Piacquadio from Pexels. During a divorce, one or both spouses may move into new homes. A MoneySense reader has a question about her eligibility for home...
There’s An Upside To Higher Interest Rates, Despite The Pain To Borrowers
The article "There's an upside to higher interest rates, despite the pain to borrowers" was originally published in Financial Post on May 2, 2022. Photo by Picas Joe from Pexels. One eventual benefit is that borrowers will have a more realistic monthly payment for...
How Do Quarterly Income Tax Installments Work?
The article "How do quarterly income tax installments work?" was originally published in MoneySense on April 25, 2022. Photo by Nataliya Vaitkevich on Pexels. Explore how tax installments work, how to best plan to paying them on time, and what happens if you paid in...
Can You Avoid Probate Taxes On TFSAs?
The article "Can you avoid probate taxes on TFSAs?" was originally published in MoneySense on April 18, 2022. Photo by Sora Shimazaki from Pexels. Find out how to shield TFSAs from probate taxes, when no beneficiary or successor has been named for the registered...
How Are You Taxed When You Sell A Small Business?
The article "How are you taxed when you sell a small business?" was originally published in MoneySense on April 11, 2022. Photo by Andrea Piacquadio on Pexels. How do you report the income from the sale of a small business? What are the tax implications? And what do...
What To Do When You Overcontribute To Your RRSP
The article "What to do when you overcontribute to your RRSP" was originally published in MoneySense on April 4, 2022. Photo by Andre Furtado from Pexels. What happens when you inadvertently contribute too much to a RRSP? Find out if there’s anything you can do to...
Converting A Segregated Fund To A RRIF
The article "Converting a segregated fund to a RRIF" was originally published in MoneySense on March 29, 2022. Photo by by Arthon meekodong. If you hold a segregated fund and want to convert it to a registered retirement income fund, this is what’s involved. I have a...
Here’s What The Soaring Inflation Rate Means For Your Retirement
The article "Here's what the soaring inflation rate means for your retirement" was originally published in Financial Post on March 22, 2022. PHOTO BY JLGutierrez from Getty Images Jason Heath: Time horizon and effects of 'transitory' inflation are clearly much longer...
When Can You Claim Medical Expenses On Your Tax Return
The article "When can you claim medical expenses on your tax return" was originally published in MoneySense on March 21, 2022. Photo by Anna Shvets from Pexels. After you pay for out-of-pocket medical expenses, what should you do with the receipts? Find out if you...
Capital Gains When Selling Property To Family
The article "Capital gains when selling property to family" was originally published in MoneySense on March 18, 2022. Photo by cottonbro from Pexels. If you sell a property to a relative for a bargain price, does that mean you pay less tax for capital gains? Do I have...
Should You Start OAS If You Are Still Working?
The article "Should you start OAS if you are still working?" was originally published in MoneySense on March 17, 2022. Photo by Tim Mossholder from Pexels. Not retired yet? Wondering about applying for Old Age Security? Here are the things to consider first. I’m...
Understanding The 1994 Capital Gains Tax Election
The article "Understanding the 1994 capital gains tax election" was originally published in MoneySense on March 14, 2022. Photo by Polina Tankilevitch from Pexels There is a $100,000 capital gains exemption that applied until 1994. Find out if it can be used to reduce...
Can I Save Tax By Transferring An Investment Property To A Corporation?
The article "Can I save tax by transferring an investment property to a corporation?" was originally published in Financial Post on March 11, 2022. Photo by Kampus Productions from Pexels. The potential transfer of the property presents an opportunity to take back...
Capital Gains On Subdivided Land, And HST On Vacant Land
The article "Capital gains on subdivided land, and HST on vacant land" was originally published in MoneySense on March 10, 2022. For property that you can subdivide, you can sell some of the land and build a house on the rest. But would you owe any tax? Our primary...
Principal Residence Exemption On Death And Capital Gains With Joint Tenancy
The article "Principal residence exemption on death and capital gains with joint tenancy" was originally published in MoneySense on March 9, 2022. Photo by Anastasia Shuraeva from Pexels. There are rules around capital gains on the sale of joint property in Canada....
For Certified Financial Planner, Lifetime Of Struggle Holds Lessons For Others
The article "For certified financial planner, lifetime of struggle holds lessons for others" was originally published in Wealth Professional on March 8, 2022. International Women's Day: CFP reflects on life-changing tragedy and how she took financial control This...
What Happens To Your TFSA When You Die
The article "What happens to your TFSA when you die" was originally published in MoneySense on March 7, 2022. Photo by Pavel Danilyuk from Pexels. This is how a TFSA gets distributed in the event of a death, plus, info on making sure it is not subject to probate. I...
Should You Leave Corporate Savings In Your Company?
The article "Should you leave corporate savings in your company?" was originally published in MoneySense on March 1, 2022. Photo by Mikhail Nilov from Pexels. Chris has a lot of money saved in his corporate bank account and wants to take it out with the least amount...
Calculating Expected Returns On The Sale Of Real Estate
The article "Calculating expected returns on the sale of real estate" was originally published in MoneySense on February 25, 2022. Photo created by freepik - www.freepik.com. Yan is selling his home and wants to know how to price it to ensure he turns a profit. How do...
Business Owners, You Can – And Likely Should – Be Growing Your Corporate Savings
The article "Business owners, you can – and likely should – be growing your corporate savings" was originally published in Canadian Family Offices on February 24, 2022. Photo by Andrea Piacquadio from Pexels. Cash can be invested in stocks, funds or real estate and...
Cutting Down Capital Gains Tax On Real Estate Sales
The article "Cutting down capital gains tax on real estate sales" was originally published in MoneySense on February 23, 2022. Photo by Mart Production from Pexels. Defer RRSP contributions to mitigate taxes Is there any real estate investment I could invest my...
The RRSP Has Fallen From Grace, But There Are Still Plenty Of Good Reasons To Contribute
The article "The RRSP has fallen from grace, but there are still plenty of good reasons to contribute" was originally published in Financial Post on February 22, 2022. Photo by Kampus Production from Pexels. Jason Heath: Savers who ignore the RRSP's benefits could be...
Corporate Investments For Retirees
The article "Corporate investments for retirees" was originally published in MoneySense on February 15, 2022. Photo by Andrea Piacquadio from Pexels. Retired with cash and investments in a corporation, and wondering how to withdraw with minimal tax implications? I’m...
How To Find A Lost Life Insurance Policy
The article "How to find a lost life insurance policy" was originally published in MoneySense on February 8, 2022. Photo by Sofia Alejandra from Pexels. A death in the family is always stressful, but money can make it more so. Here’s expert advice for rights to a lost...
The Process Of Unlocking A LIRA Account In Canada
The article "The process of unlocking a LIRA account in Canada" was originally published in MoneySense on February 1, 2022. Photo by cottonbro from Pexels. What can you do? What can’t you do? Let’s clarify some conflicting online information about locked-in retirement...
Four Key Things To Consider If You Are Planning To Retire This Year
The article "Four key things to consider if you are planning to retire this year" was originally published in Financial Post on February 1, 2022. When should you start CPP? What's the best RRIF strategy? Here's how to choose the option that best suits you. Some...
Do You Pay Capital Gains Tax When Separating or Divorcing?
The article "Do you pay capital gains tax when separating or divorcing?" was originally published in MoneySense on January 24, 2022. Photo by Ketut Subiyanto from Pexels. Concerned about the potential capital gains tax implications of a principal residence after a...
How Do The RRSP Contribution Carry Forward Rules Work?
The article "How do the RRSP contribution carry forward rules work?" was originally published in MoneySense on January 17, 2022. Photo by SHVETS production from Pexels. What are the rules about RRSP carry forwards? Should you ever contribute the full amount? If I have...
Should You Apply For OAS Even If You Have A High Income?
The article "Should you apply for OAS even if you have a high income?" was originally published in MoneySense on January 13, 2022. Photo by Mart Production on Pexels. If you are a high-income senior whose Old Age Security would be fully clawed back, find out if you...
Principal Residence Exemption: Would A Senior Get A Tax Credit For Selling Their House If They Move Out?
The article "Principal residence exemption: Would a senior get a tax credit for selling their house if they move out?" was originally published in MoneySense on January 5, 2022. Sometimes, seniors must move out of their home. What are the tax implications of selling...
Why Cash Isn’t Always The Best Gift, Especially When It Comes To Your Kids
The article "Why cash isn't always the best gift, especially when it comes to your kids" was originally published in Financial Post on December 29, 2021. Photo by Liza Summer from Pexels. Instead of giving your children a gift of cash, pay an expense for them....
How To Leave Money To Your Grandkids
The article "How to leave money to your grandkids" was originally published in MoneySense on December 28, 2021. In my experience, most people leave their entire estate to their children. But you can name other people to receive a dollar amount, a specific asset, or a...
CPP vs RRSP: Can You Transfer Your CPP To An RRSP?
The article "CPP vs RRSP: Can you transfer your CPP to an RRSP?" was originally published in MoneySense on December 20, 2021.Photo by Karolina Grabowska from Pexels. Is it possible to transfer CPP to RRSP? The answer is a quick one, but there’s more to an CPP and...
What Are The Tax Benefits Of Donating To Charity?
The article "What are the tax benefits of donating to charity?" was originally published in MoneySense on December 14, 2021.Photo by RODNAE Productions from Pexels. ’Tis the season for giving and some may be wondering how donating to charity saves tax on your tax...
What’s Involved With An Owner Withdrawal Of Cash From A Corporation
The article "What’s involved with an owner withdrawal of cash from a corporation" was originally published in MoneySense on December 6, 2021. Photo by Anna Shvets from Pexels. Linda is approaching retirement with cash in her corporation. She wonders how to withdraw it...
A Deep Dive Into The ‘Strategic’ Capital Gain And Loss Planning You Should Do This Year
The article "A deep dive into the 'strategic' capital gain and loss planning you should do this year." was originally published in Financial Post on December 3, 2021. Photo by Kaboompics.com from Pexels. When capital gains are inevitable, use these strategies to...
How To Invest As A Teenager In Canada
The article "How to invest as a teenager in Canada" was originally published in MoneySense on November 29, 2021. Birthday money burning a hole? Read our "investing for teens" guide for where to invest, how to buy stocks, what you need from your parents, and...
Do RRIF Beneficiaries Pay Tax?
The article "Do RRIF beneficiaries pay tax?" was originally published in MoneySense on November 22, 2021. Photo by Polina Tankilevitch from Pexels. Is it possible to avoid tax as a RRIF beneficiary? Find out if timing could be an issue, as well as rules around...
Could A Line Of Credit Impact My Mortgage Application?
The article "Could a line of credit impact my mortgage application?" was originally published in MoneySense on November 16, 2021. Line of credit payments and other non-mortgage debt are factored into mortgage affordability calculations. Here's what you need to know...
Should You Take RRSP Withdrawals To Pay Down Debt?
The article "Should you take RRSP withdrawals to pay down debt?" was originally published in MoneySense on November 9, 2021. Photo by Mikhail Nilov from Pexels. With a partner out of work, this reader is considering a RRSP withdrawal to try to reduce her mortgage...
FP Answers: What Effect Will Changing Employers Have On My Investment Strategy?
The article "FP Answers: What effect will changing employers have on my investment strategy?" was originally published by Julie Cazzin with Brenda Hiscock, on November 5, 2021 in Financial Post. Photo by energepic.com from Pexels. Wilson's new job offers a lot more...
Surging Real Estate Wealth Is A Golden Opportunity For Some To Accelerate Retirement Plans
The article "Surging real estate wealth is a golden opportunity for some to accelerate retirement plans" was originally published in Financial Post on November 2, 2021. Photo by Max Vakhtbovycn from Pexels. Some British Columbia and Ontario residents could do...
How To Draw Money Out Of Your Corporation In Retirement
The article "How to draw money out of your corporation in retirement" was originally published in MoneySense on November 2, 2021. When you have money saved in a corporation, retirement planning can be a little more complicated. But it can be done. Incorporated...
Business Owners, Don’t Neglect Your CDA Account – It’s A Beautiful Thing
The article "Business owners, don’t neglect your CDA account – it’s a beautiful thing" was originally published in Canadian Family Offices on October 29, 2021. Photo by Artem Podrez from Pexels. It keeps track of the cash your corporation can pay out as a tax-free...
Affordability Tips For First-Time Home Buyers To Securing A Mortgage
The article "Affordability tips for first-time home buyers to securing a mortgage" was originally published in MoneySense on October 28, 2021. Photo by Jessica Bryant via Pexels. Irene and her partner want to buy a house with savings, some help from her dad and a...
Reasons To Consider Early RRSP And RRIF Withdrawals
The article "Reasons to consider early RRSP and RRIF withdrawals" was originally published in MoneySense on October 19, 2021. Photo by Mikhail Nilov from Pexels. I get a lot of reader-submitted questions about early RRSP and RRIF withdrawals and how much to take out....
Joint Tenancy Vs Tenancy In Common in Canada: Changing Ownership Of Assets For Married And Common-Law Partners
The article "Joint tenancy vs tenancy in common in Canada: Changing ownership of assets for married and common-law partners" was originally published in MoneySense on October 14, 2021. Photo by cottonbro from Pexels. The tax implications of changing land owned jointly...
How Much To Take Out Of Your RRSP In Your 60s
The article "How much to take out of your RRSP in your 60s" was originally published in MoneySense on October 4, 2021. Photo by Marcus Aurelius from Pexels. Although RRSP withdrawals can be deferred no later than age 72, it may be necessary or advisable to make...
How To Figure Out Your Investment Fees
The article "How to figure out your investment fees" was originally published in MoneySense on September 28, 2021. Photo by Andrea Piacquadio from Pexels. John is unclear about what he’s paying his advisor, and cannot seem to get a straight answer. Q. I was wondering...
Financial Gifts: What You Need To Know Before Giving Money Or Investments
The article "Financial gifts: What you need to know before giving money or investments" was originally published in MoneySense on September 21, 2021. Photo by Marcus Aurelius from Pexels. We humans are wired for generosity: we feel joy and satisfaction when we give to...
What To Expect (Financially) When You’re Expecting
The article "What to expect (financially) when you're expecting" was originally published in Financial Post on September 20, 2021. Photo by Kristina Paukshtite from Pexels. New parents have a lot to learn and these financial considerations can help families feel a bit...
How To Avoid OAS Clawback When You’ve Had A Temporary Increase In Income
The article "How to avoid OAS clawback when you’ve had a temporary increase in income." was originally published in MoneySense on September 14, 2021. A one-time bump in Sam’s income triggered an Old Age Security benefit clawback, and he wants to know if there is a...
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Markham, Ontario
L3R 0B8
T. 416.691.8471
Toll Free. 1.855.691.8471
Providing fee-only financial planning to clients in Toronto or worldwide via Zoom or Skype
Copyright © 2018 |Objective Financial Partners Inc. | All rights reserved.
We don't sell investments, so we're not going to tell you which stocks to buy and sell. However, we can build you a comprehensive and truly objective financial plan.
Please send email inquiries to info@objectivecfp.com
