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Planning For Retirement With Little Or No Savings To Draw On

By Jason Heath - March 20, 2024

The article “Planning for retirement with little or no savings to draw on” was originally published in MoneySense on October 26, 2022, reposted March 20, 2024. Photo by by RomoloTavani from Getty Images. Financial planning advice is often catered to wealthier Canadians. What can retirement look like for those without…

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What will your income be in retirement? The answer goes well beyond investment returns

By Jason Heath - March 11, 2024

The article “What will your income be in retirement?” The answer goes well beyond investment returns” was originally published in Financial Post on March 11, 2024. Photo by by Creativa Images. You may have more money coming in than you think. Jason Heath lists the potential sources. The financial industry…

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5 Financial Essentials for Women

By Hannah McVean - March 6, 2024

Author’s note: Life can feel incredibly expensive. This article is written by a financial planner, so there is some bias – I’m likely to recommend strategies that apply to women in general to manage financial risk. However, it’s important to recognize that the ‘essentials’ I discuss may not be universally…

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RRIF and LIF withdrawal rates: Everything you need to know

By Jason Heath - March 6, 2024

The article “RRIF and LIF withdrawal rates: Everything you need to know” was originally published in MoneySense on March 6, 2024. Photo by by fizkes from Getty Images. Most registered retirement savings plans are eventually converted to registered retirement income funds. Here’s what to know about RRIF withdrawals. At some…

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The Ins and Outs (and Pitfalls) Of Borrowing From Your Own Company

By Nancy Grouni - March 4, 2024

The article “The ins and outs (and pitfalls) of borrowing from your own company” was originally published in Canadian Family Offices originally published Published Jun 14, 2021  •  Last updated Mar 04, 2024. Photo by Tima Miroshnichenko from Pexels. How to extract money from your corporation while avoiding tax complications Funds can…

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Real-life cases show benefits of ‘quarterback’ planning for business owners

By Nancy Grouni - March 4, 2024

The article “Real-life cases show benefits of ‘quarterback’ planning for business owners” was originally published in Canadian Family Offices on March 4, 2024. Photo by Samson Katt from Pexels. These individuals are prone to suffer financially when well-intended advice comes solely from siloed advisors, writes Nancy Grouni. As a Certified…

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FP Answers: Should I convert my mother’s stock investments to low-fee ETFs?

By Andrew Dobson - March 1, 2024

The article “FP Answers: Should I convert my mother’s stock investments to low-fee ETFs?” was originally published in Financial Post on March 1, 2024. By Julie Cazzin with Andrew Dobson. Photo by by Zolak from Getty Images. Options are plentiful, but just remember that do-it-yourself investing can be overwhelming. Q: My…

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What is the difference between a Financial Planner and a Financial Coach?

By Thuy Lam - February 20, 2024

What is the difference between a Financial Planner and a Financial Coach? When it comes to managing your finances, individuals often seek guidance from financial professionals. Identifying the right professional can be difficult when the industry itself uses multiple titles interchangeably and there is little regulation of titles. Financial coaches…

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How to qualify for EI benefits in retirement in Canada

By Jason Heath - February 19, 2024

The article “How to qualify for EI benefits in retirement in Canada” was originally published in MoneySense on February 19, 2024. Photo by designer491 from Getty Images Just because you paid loads into a program doesn’t mean you’ll get EI benefits when you retire Ask MoneySense I’m a 75-year-old male, working…

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FP Answers: What are better ways for my 15-year-old son to invest than risky crypto and tech?

By Andrew Dobson - February 9, 2024

The article “FP Answers: What are better ways for my 15-year-old son to invest than risky crypto and tech?” was originally published in Financial Post on February 9, 2024. By Julie Cazzin with Andrew Dobson. Photo by Worldspectrum from Pexels. Investing as a young person a lot different than it is…

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Retirement math you need to know, from how long you’ll live to deferring CPP

By Jason Heath - February 5, 2024

The article “Retirement math you need to know, from how long you’ll live to deferring CPP” was originally published in Financial Post February 5, 2024, by Jason Heath. Photo by Junior Bastos of Pexels. Jason Heath: Go beyond how much you need to save with this surprising math. It is…

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FP Answers: Is it wise to invest some savings in gold? If so, what’s the best way?

By Andrew Dobson - January 12, 2024

The article “FP Answers: Is it wise to invest some savings in gold? If so, what’s the best way?” was originally published in Financial Post on December 15, 2023. By Julie Cazzin with Andrew Dobson. Photo by by rcphotostock. Gold should be used mainly as a hedge as opposed to a…

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