Objective Financial Partners Blog
Planning A Canadian Retirement On A U.S. Income
The article “Planning A Canadian Retirement On A U.S. Income” was originally published on MoneySense on December 15, 2015. What is the best way for Amy to convert her U.S. salary into Canadian dollars as she approaches retirement? Q: I have been working in the U.S. for almost two years now. Over the…
Calculating Capital Gains on U.S. Stocks
The article “Calculating Capital Gains on U.S. Stocks” was originally published on MoneySense on December 8, 2015. Selling U.S. equities? Keep the exchange rate in mind. Q: I hold stocks in two non-registered accounts. One is holding Canadian equities and the other is holding U.S. stocks. When I sell a U.S. stock, the…
Soon You Will Be Able to Invest Like the Very Rich, With All The Rewards — and Risks
The article “Soon You Will Be Able to Invest Like the Very Rich, With All The Rewards — and Risks” was originally published on The Financial Post on December 7, 2015. If you have wanted to put money into the private investment markets and been denied, your options might be about to…
How to Invest Conservatively Without Bank GICs
The article “How to Invest Conservatively Without Bank GICs” was originally published on MoneySense on December 1, 2015. Jack has more than $100K to invest but his bank GICs aren’t cutting it Q: We are maxed out on our RRSPs and TFSAs and our remaining funds are in joint GICs…
Money In Too Many Places
The article “Money In Too Many Places” was originally published on MoneySense on November 24, 2015. In most cases, an overly complicated portfolio will work against you and your future heirs. Here’s why and how to fix it. Q: My finances are a mess! I have: -RRSPs with 2 different investment…
How To Gift Money To Your Children
The article “How To Gift Money To Your Children” was originally published on MoneySense on November 17, 2015. Carmen is considering an RRIF withdrawal to transfer money to her children. But is there a better way? Q: I would like to give some money to my children while I’m still alive. If I take it out…
Paying Capital Gains Tax On An Ex’s Property
The article “Paying Capital Gains Tax On An Ex’s Property” was originally published on MoneySense on November 10, 2015. Do the taxes kick in when Mary moved out in 1994 or when her spouse died in 2013? Q: I am in a unique situation. I separated from my husband in late…
Women Are Increasingly Taking the Financial Reins — and That’s a Good Thing
The article “Women Are Increasingly Taking the Financial Reins — and That’s a Good Thing” was originally published on The Financial Post on November 6, 2015. Would you be insulted if someone told you that you “invest like a girl”? Studies suggest that a more appropriate reaction would be to feel flattered.…
Managing Investment Income in Your RRSP
The article “Managing Investment Income in Your RRSP” was originally published on MoneySense on November 3, 2015. You won’t have to pay capital gains taxes within your RRSP— at least not yet Q: My wife and I have moved all of our RRSP mutual funds to self-directed accounts, maintaining the protection of…
The Right Time to Sell a Rental Property
The article “The Right Time to Sell a Rental Property” was originally published on MoneySense on October 27, 2015. Consider the tax liability currently versus in the first year of retirement Q: We have a rental property that provides a decent return, but we are tired of the responsibility and wish to sell…
How The New Border Tracking System Could Affect Your Government Benefits
The article “How The New Border Tracking System Could Affect Your Government Benefits” was originally published on The Financial Post on October 27, 2015. For snowbirds just starting to plan their packing for this winter’s trip south, a recent report about more robust exit-tracking may have given some seniors pause — especially at…
Where to Get Good Investment Advice Even if You Don’t Have a Lot of Capital
The article “Where to Get Good Investment Advice Even if You Don’t Have a Lot of Capital” was originally published on The Financial Post on October 23, 2015. All Canadians are looking for good investment advice and now, more than ever before, there is a wide divide between the bad and the…
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