Objective Financial Partners Blog

FP Answers: Is it wise to invest some savings in gold? If so, what’s the best way?

By Andrew Dobson - January 12, 2024

The article “FP Answers: Is it wise to invest some savings in gold? If so, what’s the best way?” was originally published in Financial Post on December 15, 2023. By Julie Cazzin with Andrew Dobson. Photo by by rcphotostock. Gold should be used mainly as a hedge as opposed to a…

FP Answers: How do I figure out my combined marginal tax rate so I can make good financial decisions?

By Andrew Dobson - December 15, 2023

The article “FP Answers: How do I figure out my combined marginal tax rate so I can make good financial decisions?” was originally published in Financial Post on December 15, 2023. By Julie Cazzin with Andrew Dobson. Photo by Mikhail Nilov from Pexels. Marginal tax rate is important to know because…

Behavioral Finance: Why Your Investing Mindset Matters Just as Much as Your Portfolio Mix

By Hannah McVean - November 22, 2023

What’s a bigger driver of investment performance – asset allocation or your investing behaviour? Many people likely believe that neither of these is the biggest driver of portfolio performance, but instead that the biggest driver is security selection. There is evidence to suggest however, that security selection accounts for much…

FP Answers: How will cashing in my stock options affect my CPP contributions for the year?

By Andrew Dobson - November 17, 2023

The article “FP Answers: How will cashing in my stock options affect my CPP contributions for the year?” was originally published in Financial Post on October 6, 2023,  By Julie Cazzin with Andrew Dobson. Photo by by TonyIaniro from Getty Images. If you are healthy there may be a benefit to…

6 retirement strategies that don’t get talked about enough

By Jason Heath - November 15, 2023

The article “6 retirement strategies that don’t get talked about enough” was originally published in Financial Post November 15, 2023, by Jason Heath. Photo by AndreyPopov from Getty Images. Jason Heath: These alternative strategies can help you achieve the best retirement possible. Retirement is the pinnacle of most Canadians’ financial plans.…

Understanding Money Trauma: Navigating Overspending with the Window of Regulation

By Hannah McVean - October 31, 2023

You could have money trauma. Like all trauma, it’s different for everyone. At the very least, you may have some emotional wounding, cognitive distortions, or negative feelings around money. I’ll explore these themes more deeply in separate articles. Suffice to say for now that there is trauma around money. Some…

These tips can help you avoid financial pain amid the emotions of losing a spouse

By Jason Heath - October 11, 2023

The article “These tips can help you avoid financial pain amid the emotions of losing a spouse” was originally published in Financial Post October 11, 2023, by Jason Heath. Photo by T Leish from Pexels. Advance planning and avoiding major decisions until after the mourning period are among the keys…

FP Answers: Are segregated funds my best investment choice like my adviser says?

By Andrew Dobson - October 6, 2023

The article “FP Answers: Are segregated funds my best investment choice like my adviser says?” was originally published in Financial Post on October 6, 2023,  By Julie Cazzin with Andrew Dobson. Photo by simarik from Getty Images Signature. Funds offer several features in one product, but those features come at a…

FP Answers: What should an investor do if they own a lot of shares in one company?

By Andrew Dobson - October 5, 2023

The article “FP Answers: What should an investor do if they own a lot of shares in one company?” was originally published in Financial Post on May 5, 2023, updated on October 5, 2023. By Julie Cazzin with Andrew Dobson. Photo by by kenneth-cheung from Getty Images Signature. There is a…

FP Answers: What’s the best strategy for making good use of my CPP, Old Age Security and RRSP money?

By Andrew Dobson - August 18, 2023

The article “FP Answers: What’s the best strategy for making good use of my CPP, Old Age Security and RRSP money?” was originally published in Financial Post on August 18, 2023,  Last updated October 5, 2024. By Julie Cazzin with Andrew Dobson. Photo by Kampus Production from Pexels. Q: I am…

FP Answers: What are the problems associated with holding U.S. stocks in a TFSA?

By Andrew Dobson - July 28, 2023

The article “FP Answers: What are the problems associated with holding U.S. stocks in a TFSA?” was originally published in Financial Post on July 28, 2023,  Last updated Jan 10, 2024. By Julie Cazzin with Andrew Dobson. Photo by DangerJacobs from Getty Images. You may be able to have your cake…

How to develop a retirement plan

By Yoav Reuveni - July 18, 2023

No matter how many years until you plan to retire, there is a benefit to retirement planning to determine your long-term financial trajectory. A retirement plan can help you assess how much you should be saving each month in order to stay on track, and how much you need to…

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