by Jason Heath | Sep 25, 2018 | Jason Heath, MoneySense Magazine, News
The article “How To Help A Parent Invest In Their 80s” was originally published on MoneySense on September 25, 2018. Beth is trying to help her mother decide what to do with the sale proceeds of her house Q: My elderly mother, 83, just sold the family home...
by Jason Heath | Sep 18, 2018 | Jason Heath, MoneySense Magazine, News
The article “Tax Withholding On RRIF Withdrawals” was originally published on MoneySense on September 18, 2018. Bob is concerned about the tax withholding on his RRIF withdrawals. He’s not sure he’s drawing down his investments properly. Q: I am a widower,...
by Jason Heath | Sep 11, 2018 | Jason Heath, MoneySense Magazine, News
The article “Should You Buy Real Estate Just To Stay In The Market?” was originally published on MoneySense on September 11, 2018. Face it. There are plenty of other better options. Q: I just sold an estate home in the Greater Toronto Area very recently...
by Jason Heath | Sep 5, 2018 | Jason Heath, MoneySense Magazine, News
The article “Do You Really Need An RRSP To Retire?” was originally published on MoneySense on September 5, 2018. Riza is worried about retiring without an RRSP. But do you even need one? Q: What will happen if I retire and I don’t have an RRSP? —Riza...
by Jason Heath | Aug 28, 2018 | Jason Heath, MoneySense Magazine, News
The article “Is It Okay To Retire With Debt?” was originally published on MoneySense on August 28, 2018. Steve has debt but also has a generous DB pension. Should he retire? Q: I am eligible for retirement at age 57, as I have 30 years of service. I am now...
by Jason Heath | Aug 21, 2018 | Jason Heath, MoneySense Magazine, News
The article “‘I’ve Been Named An Executor. Where On Earth Do I Start?!’” was originally published on MoneySense on August 21, 2018. Executor duties can be overwhelming. Where do you start? Here’s advice. Q: We just placed my 99-year old bachelor uncle off...
by Jason Heath | Aug 14, 2018 | Jason Heath, MoneySense Magazine, News
The article “Are RRSP Contributions Worth It At Age 70?” was originally published on MoneySense on August 14, 2018. Q: We are a retired couple getting very close to converting RSPs to a RIF (my husband has one more year). We have a substantial capital gain...
by Jason Heath | Aug 8, 2018 | Jason Heath, MoneySense Magazine, News
The article “Investments To Use For A Down Payment On A House” was originally published on MoneySense on August 8, 2018. RRSP or TFSA? Likely, it’ll be both Q: My son has money in an RRSP (mutual fund) and TFSA (cash sitting in account) and he buys a condo...
by Jason Heath | Aug 1, 2018 | Jason Heath, MoneySense Magazine, News
The article “Simplify Your Investments To Save On Estate Tax” was originally published on MoneySense on August 1, 2018. William wants to plan his estate so that it is as seamless as possible for his children when he passes away Q: I am a 72-year old...
by Jason Heath | Jul 24, 2018 | Jason Heath, MoneySense Magazine, News
The article “Can You Receive CPP Benefits From Two Partners?” was originally published in MoneySense on July 24, 2018. Twice the split CPP? It’s possible, to an extent. Q: Can I get CPP from a common law partner if he dies, even though I receive CPP from a...
by Jason Heath | Jul 17, 2018 | Jason Heath, MoneySense Magazine, News
The article “Do Canadian Expats Have To Pay Income Tax?” was originally published on MoneySense on July 17, 2018. Taxation is based on residency, but expats coming back should watch out Q: I am Canadian citizen living in Pakistan since 2002. I have no home...
by Jason Heath | Jul 10, 2018 | Jason Heath, MoneySense Magazine, News
The article “The Right Way To Unwind Your Locked-In Retirement Account” was originally published on MoneySense on July 10, 2018. OM is trying to formulate a plan for a locked-in retirement account. What are some LIRA best practices to consider? Q: I am at...
