by Jason Heath | Jan 29, 2019 | Jason Heath, MoneySense Magazine, News
The article “How To Calculate Capital Gains Tax For An Employee Share Purchase Plan” was originally published on MoneySense on January 29, 2019. Kelly is confused about how to calculate the capital gains tax on her company savings plan shares. Q: I have a...
by Jason Heath | Jan 22, 2019 | Jason Heath, MoneySense Magazine, News
The article “Getting The Most Out Of Retirement Income Planning With An Older Spouse” was originally published on MoneySense on January 22, 2019. Ellen is curious how pension income splitting works when there is a big age difference between spouses. There...
by Jason Heath | Jan 15, 2019 | Jason Heath, MoneySense Magazine, News
The article “Disability, Income Splitting and Tax Reduction” was originally published on MoneySense on January 15, 2019. Rob’s wife is unable to work due to a chronic illness. He’s trying to plan for tax reduction in retirement on their registered...
by Jason Heath | Jan 8, 2019 | Jason Heath, MoneySense Magazine, News
The article “Why It’s Still Worth It For High-Income Seniors To Apply For OAS” was originally published on MoneySense on January 8, 2019. Eileen is worried about the adverse impact on her taxes if she applies for OAS, and wonders if she should still apply....
by Jason Heath | Jan 2, 2019 | Jason Heath, MoneySense Magazine, News
The article “The Limits of Old Age Security Survivor Benefits” was originally published on MoneySense on January 2, 2019. Lillian lost her husband and wants to know what happens to his Old Age Security pension. Q: My husband died in 2015 at the age of 56....
by Jason Heath | Dec 27, 2018 | Jason Heath, MoneySense Magazine, News
The article “What’s The Best Time To Transfer A TFSA Between Institutions?” was originally published on MoneySense on December 27, 2018. Sandie wants to get the timing of her TFSA transfer right If you decide to change institutions for your TFSA, when is...
by Jason Heath | Dec 18, 2018 | Jason Heath, MoneySense Magazine, News
The article “The Downside Of Naming Children As RRIF Beneficiaries” was originally published on MoneySense on December 18, 2018. Kerry is doing some estate planning with his RRIF and wants to make sure it goes to his wife and kids in the best possible...
by Jason Heath | Dec 11, 2018 | Jason Heath, MoneySense Magazine, News
The article “Can You Transfer Your Full Pension Into An RRSP?” was originally published on MoneySense on December 11, 2018. Margaret wants to know how to avoid losing some of her pension if she transfers it into an RRSP at retirement. Q: I would like to...
by Jason Heath | Dec 4, 2018 | Jason Heath, MoneySense Magazine, News
The article “RRIFs And Income Splitting In The Year Of Death” was originally published on MoneySense on December 4, 2018. Gloria’s husband died recently. She’s looking for clarification on what happens with his RRIF and if and how she can split income with...
by Jason Heath | Nov 27, 2018 | Jason Heath, MoneySense Magazine, News
The article “RESPs and Canadian Non-Residency” was originally published on MoneySense on November 27, 2018. Cara and her family are becoming non-residents of Canada. They want to know what this means for their RESP account. Q: We are moving overseas to New...
by Jason Heath | Nov 20, 2018 | Jason Heath, MoneySense Magazine, News
The article “Selling Your Home To Your Kids – For $1” was originally published on MoneySense on November 20, 2018. You need to consider if the savings for your child are worth the risk to you Q: I want to pass my principal residence where my son and...
by Jason Heath | Nov 13, 2018 | Jason Heath, MoneySense Magazine, News
The article “Bleeding Your RRSP Dry To Save On Tax When You’re Dead” was originally published on MoneySense on November 13, 2018. Chris is retiring and living on CPP, OAS and her RRSP. She wonders if she should take more than the minimum withdrawal from...
