Frequently Asked Questions

Below is a list of the most frequently asked questions. Feel free to browse through them, and if you need further clarification or are interested in working with us, don’t hesitate to get in touch!

What is a financial planner?
What is a fee-only financial planner?
What is the difference between fee-only, fee-based, fee-for-service and advice-only?
What is our process?
Why work with a fee-only financial planner?
What is a financial plan?
What is the difference between a retirement plan and a financial plan?
What if I just have a few questions and don't need a full plan?
What services do you offer?
What are your fees?
Can you provide us with references?
What's the return on investment from working with a fee-only, advice-only financial adviser?
Do you have any minimums?
Do you work with clients outside of Toronto?
Do I need financial planning every year?
What sets Objective Financial Partners apart from the competition?
What can you do that my investment adviser or accountant isn't already doing?
What is your investment philosophy?
Do you provide fee-only investment advice?
What kind of questions can you help me answer?
Where did the name “Objective Financial Partners” originate?