Financial Planning for Business Owners & Corporations in Canada

Fee Only, Advice Only Financial Planning for Businesses

At Objective Financial Partners, we specialize in fee‑only, advice‑only financial planning for business owners and incorporated professionals. That means no product sales, no commissions, and no conflicts of interest – just objective guidance to help you make confident, informed decisions about your corporate and personal finances.

Founded by Jason Heath, CFP, one of Canada’s leading fee‑only planners, we bring decades of experience in financial, tax, and estate planning. Our mission is to help business owners clarify their finances, optimize corporate decisions, and achieve long‑term personal and business goals.

Why Business Owners Need Specialized Financial Planning

Business owners face decisions that affect both personal wealth and corporate health, such as:

  • Choosing the optimal corporate structure
  • Deciding on owner compensation (salary vs. dividends)
  • Balancing reinvestment with debt management
  • Integrating tax strategy with long‑term personal and business objectives
  • Planning for succession, exit, or retirement

General planning often misses these nuances. Our specialized service ensures your financial plan is holistic, integrated, and actionable.

Book a Free Call With Our Corporate Experts

Our Services

Strategic Corporate Financial Planning

  • Corporate structure and ownership reviews
  • Cash flow analysis and shareholder compensation planning
  • Tax planning integrated with personal goals
  • Investment strategy for corporations or holding companies
  • Business succession and exit planning

Every plan is customized, not cookie‑cutter, and designed to optimize both short‑term operations and long‑term objectives.

Integrated Corporate Tax & Accounting

  • Corporate, personal, and trust tax return preparation
  • Bookkeeping and financial reporting support
  • Proactive tax strategies to reduce risk and maximize efficiency
  • Coordination with your personal financial plan

This integrated approach ensures your tax planning supports, rather than conflicts with, your broader goals.

Who We Serve

We work with Canadian business owners of all sizes:

  • Sole proprietors and small business owners
  • Incorporated entrepreneurs and professionals
  • Growth‑stage corporations
  • Families with holding companies
  • Remote clients across Canada

Our planning covers everything from growth and succession to retirement and exit strategies.

Book a Free Call With Our Corporate Experts

Why Choose Objective Financial Partners?

No product sales:

Our guidance is completely independent

Holistic planning:

Business and personal finances integrated

Experienced team:

CFP/ F. Pl. (Québec) professionals with deep corporate and tax expertise

Complementary accounting:

We offer tax planning and accounting services

Proven Process:

Data‑driven planning and clear actionable steps

Frequently Asked Questions

What services do you offer for business owners and corporations?
Do you work with incorporated professionals and holding companies?
How often should I review my financial plan as an incorporated owner-manager?
Can you help me decide between salary and dividends?
How is financial planning different from regular tax accounting?
Do you work with business owners outside Toronto?
Why choose a fee only financial planner?
Can you help with succession and exit planning?
What tax services do you offer to business owners?

Get Started

Your business deserves an objective financial planning partner.

Book a complimentary consultation to align your business strategy with your long‑term personal and financial goals.

Book a Free Call With Our Corporate Experts