Investment Planning

We do not hold any investment licenses, so we are not going to tell you which stocks to buy and sell. What we can do is help you with your asset allocation, tax efficiency, decumulation strategies, performance evaluation, and fee assessment.

Most of our clients have investment advisors and our advice can be complementary. But if you are looking for a new investment advisor, we have third parties that are on our “short list” that we can introduce you to, or we can help you assess a new advisor that you are considering to ensure they are a fit for your needs.

We receive no kickback or referral fee from any third parties, so you can feel confident we are being objective. We also believe that there is no one-size-fits-all approach to investing.

If you are looking to implement a do-it-yourself (DIY) exchange-traded fund (ETF) portfolio, we can provide some guidance, including:

• Determining if DIY is in fact a better option for you than working with the right investment advisor
• Where and how to open an account
• Risk tolerance assessment and asset allocation
• Which investments to hold in which accounts
• Rebalancing strategies
• Tax implications
• Accumulation and decumulation best practices

We can then provide you with the tools to begin to build your ETF portfolio with confidence.