Whether you are deciding between RRSPs and TFSAs, trying to understand workplace and government pensions like CPP, or unsure about paying down debt versus investing, our Certified Financial Planners (CFPs) are here to help with all aspects of your financial life. We provide practical advice that is completely objective and can help you improve your financial health to reach your goals.

Consultation lasts up to 45 minutes and includes a brief written memo with key action items.

$400 + plus applicable sales tax

Planning for retirement can be overwhelming. Our Certified Financial Planners (CFPs) can address your retirement planning questions and provide general guidance without getting into comprehensive number crunching – which can be more time intensive and costly – if that is not for you.

Consultation lasts up to 45 minutes and includes a brief written memo with key action items.

$400 + plus applicable sales tax

While we cannot provide specific security recommendations like financial advisors who manage your investments, we can offer guidance on building a diversified investment portfolio that matches your risk tolerance and financial objectives. We can help you understand if the investment fees you are paying are too high. We can speak about passive self-directed investing options including exchange traded funds (ETFs), robo-advisors, or different full-service investment advisors and portfolio managers.

Consultation lasts up to 45 minutes and includes a brief written memo with key action items.

$400 + plus applicable sales tax

We can help with cross-border financial planning for U.S. citizens living in Canada and people moving between countries. This includes general tax residency queries; tax reporting obligations when moving between countries; general information about Passive Foreign Investment Corporation (PFIC) and Roth IRA reporting; usage of TFSA/FHSA/RESP accounts in Canada; options for 401(k)/IRA/Roth IRA accounts in the U.S.; and CPP/OAS and Social Security entitlement.

Consultation lasts up to 45 minutes and includes a brief written memo with key action items.

$450 + plus applicable sales tax

We provide financial planning for Canadian expatriates moving, living, or returning from abroad. This includes what to do before and after moving from/to Canada; investment strategy and where to hold assets; tax planning and filing when leaving or returning to Canada; real estate planning for non-residents; pension coordination (CPP, OAS, RPP); and retirement planning for expats moving to Canada.

Consultation lasts up to 45 minutes and includes a brief written memo with key action items.

$450 + plus applicable sales tax

We provide input about Ontario divorce and separation, including support calculations, net family property analysis, and tax-efficient settlement strategies. Our expert Chartered Financial Divorce Specialist (CFDS) is also a Chartered Professional Accountant (CPA), and collaborates with clients and legal teams to simplify and streamline the divorce process while reducing costs and roadblocks.

Consultation lasts up to 45 minutes and includes a brief written memo with key action items.

$400 + plus applicable sales tax

We assist executors with Ontario estate settlement and probate services. Our experienced estate specialist is a P1 paralegal licensed by the Law Society of Ontario, and is a notary public and commissioner of oaths. We offer support in interpreting wills, applying for probate, notifying financial institutions, filing tax returns, and distributing assets.

Consultation lasts up to 45 minutes and includes a brief written memo with key action items.

$400 + plus applicable sales tax