The article “5 reasons why TFSAs aren’t always the best fit for everyone” was originally published in Financial Post June 10, 2024, by Jason Heath Jason Heath: They could end up costing you if you have debt or RRSP contribution room Tax-free...
The article “FP Answers: Should I hold onto my capital losses until death to leave a larger inheritance?” was originally published in Financial Post on June 7, 2024. By Julie Cazzin with Andrew Dobson. Proposed capital gains tax hike later this month presents more...
The article “FP Answers: Should I pay myself dividends from my company to avoid CPP premiums?” was originally published in Financial Post on May 17, 2024. By Julie Cazzin with Andrew Dobson. Passing on the premiums might save money today but cost you retirement income...
The article “Why your retirement may be different than you expected” was originally published in Financial Post May 6, 2024, by Jason Heath Jason Heath: There is no surefire formula for planning for retirement, so expect the unexpected Most discussions...
The article “FP Answers: What are the tax consequences of selling a small business to my son?” was originally published in Financial Post on April 12, 2024. By Julie Cazzin with Andrew Dobson. Get the value appraised before you do anything. Q: I want to...
Overwhelmed by the number of bills and credit card statements piling up on your desk? Not finding the time to review the performance of your investments? Missed a bill payment, got charged NSF, or misplaced your financial documents? You are not alone. Nearly one in...
The article “What will your income be in retirement?” The answer goes well beyond investment returns” was originally published in Financial Post on March 11, 2024. You may have more money coming in than you think. Jason Heath lists the potential...
Author’s note: Life can feel incredibly expensive. This article is written by a financial planner, so there is some bias – I’m likely to recommend strategies that apply to women in general to manage financial risk. However, it’s important to recognize that the...
The article “FP Answers: Should I convert my mother’s stock investments to low-fee ETFs?” was originally published in Financial Post on March 1, 2024. By Julie Cazzin with Andrew Dobson. Options are plentiful, but just remember that do-it-yourself investing can...
The article “FP Answers: What are better ways for my 15-year-old son to invest than risky crypto and tech?” was originally published in Financial Post on February 9, 2024. By Julie Cazzin with Andrew Dobson. Investing as a young person a lot different than...
The article “Retirement math you need to know, from how long you’ll live to deferring CPP” was originally published in Financial Post February 5, 2024, by Jason Heath. Jason Heath: Go beyond how much you need to save with this surprising math. It is...
The article “FP Answers: Is it wise to invest some savings in gold? If so, what’s the best way?” was originally published in Financial Post on December 15, 2023. By Julie Cazzin with Andrew Dobson. Gold should be used mainly as a hedge as opposed to a...
