Personal Financial Audit

Although there are tools for tracking your spending, not everyone is inclined to do it themselves. This is why we offer two spending services: a spending audit and budget tracking.

A spending audit is retroactive and meant to determine what you have been spending in the past to use for future financial planning.

Budget tracking is a proactive approach to spending, to stay accountable to your budget goals and identify how much you are spending and on what you are spending it.

Spending Audit:

• Review of spending over the past 12 months
• Summary of all bank account and credit card spending
• Breakdown by spending category
• Identify frequent expenses
• Budgeting recommendations
• Comparison to average Canadian spending based on province of residency and family type
• Comparison to other similar family types based in our database
• Results in more accurate expense assumptions for retirement planning and budgeting purposes

12-month audit – $1,500
6-month audit – $900

Budget Tracking:

• Establish spending targets by time period and category
• Track actual spending for the next 12 months
• Quarterly summaries are provided to ensure accountability
• Summary of all bank account and credit card spending
• Breakdown by spending category
• Identify frequent expenses
• Budgeting recommendations
• Comparison to average Canadian spending based on province of residency and family type
• Comparison to other similar family types based in our database
• Results in more accountability for retirement planning and budgeting purposes
• Stick to savings targets

$150 per month

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