We Sell No Products Whatsoever

At Objective Financial, our sole purpose is providing unbiased financial, tax and estate planning advice

Personal Financial Audit

In our experience, most people drastically underestimate how much they spend. Spending is a key component of determining how much you need to save in order to retire comfortably.

Although there are tools for tracking your spending, not everyone is inclined to do it themselves. This is why we offer two spending services: a spending audit and budget tracking.

A spending audit is retroactive and meant to determine what you have been spending in the past to use for future financial planning.

Budget tracking is a proactive approach to spending, to stay accountable to your budget goals and identify how much you are spending and on what you are spending it.

Spending Audit:

  • Review of spending over the past 12 months
  • Summary of all bank account and credit card spending
  • Breakdown by spending category
  • Identify frequent expenses
  • Budgeting recommendations
  • Comparison to average Canadian spending based on province of residency and family type
  • Comparison to other similar family types based in our database
  • Results in more accurate expense assumptions for retirement planning and budgeting purposes

12-month audit – $1,500
6-month audit – $900

Budget Tracking:

  • Establish spending targets by time period and category
  • Track actual spending for the next 12 months
  • Quarterly summaries are provided to ensure accountability
  • Summary of all bank account and credit card spending
  • Breakdown by spending category
  • Identify frequent expenses
  • Budgeting recommendations
  • Comparison to average Canadian spending based on province of residency and family type
  • Comparison to other similar family types based in our database
  • Results in more accountability for retirement planning and budgeting purposes
  • Stick to savings targets

$150 per month

Book a no obligation meeting

T. 416.691.8471
Toll Free. 1.855.691.8471

info@objectivecfp.com

The purpose of this meeting is to understand your specific needs to determine if and how we can help. We then provide a quote for our services to be detailed in a written engagement letter that acts as our contract to you. Please note we cannot provide advice to you during this introductory meeting.

We work with many self-directed DIY investors. That said, we cannot provide investment recommendations for the purchase or sale of specific securities, nor can other fee-only/advice-only financial planners in Canada who are not licensed to manage your investments.

Please note our minimum consultation fee is $1,500 plus applicable sales tax. If you provide some information below and request it from us, we can provide a rough estimate on pricing prior to an introductory meeting.

Objective Financial Partners Inc.

675 Cochrane Drive
East Tower, 6th Floor
Markham, Ontario
L3R 0B8

T. 416.691.8471
Toll Free. 1.855.691.8471

Providing fee-only financial planning to clients in Toronto or worldwide via Zoom or Skype

Copyright © 2018 |Objective Financial Partners Inc. | All rights reserved.

We don't sell investments, so we're not going to tell you which stocks to buy and sell. However, we can build you a comprehensive and truly objective financial plan.

Please send email inquiries to info@objectivecfp.com