Objective Financial Partners Blog
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Cutting Down Capital Gains Tax On Real Estate Sales
The article “Cutting down capital gains tax on real estate sales” was originally published in MoneySense on February 23, 2022. Photo by Mart Production from Pexels. Defer RRSP contributions to mitigate taxes Is there any real estate investment I could invest my capital gains in, without being robbed of paying…
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The RRSP Has Fallen From Grace, But There Are Still Plenty Of Good Reasons To Contribute
The article “The RRSP has fallen from grace, but there are still plenty of good reasons to contribute” was originally published in Financial Post on February 22, 2022. Photo by Kampus Production from Pexels. Jason Heath: Savers who ignore the RRSP’s benefits could be making a costly mistake Historically, February…
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Corporate Investments For Retirees
The article “Corporate investments for retirees” was originally published in MoneySense on February 15, 2022. Photo by Andrea Piacquadio from Pexels. Retired with cash and investments in a corporation, and wondering how to withdraw with minimal tax implications? I’m not using my Canadian corporate company anymore. I’m 67, delaying CPP…
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How To Find A Lost Life Insurance Policy
The article “How to find a lost life insurance policy” was originally published in MoneySense on February 8, 2022. Photo by Sofia Alejandra from Pexels. A death in the family is always stressful, but money can make it more so. Here’s expert advice for rights to a lost life insurance…
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The Process Of Unlocking A LIRA Account In Canada
The article “The process of unlocking a LIRA account in Canada” was originally published in MoneySense on February 1, 2022. Photo by cottonbro from Pexels. What can you do? What can’t you do? Let’s clarify some conflicting online information about locked-in retirement accounts. Thank you for “How to get money out…
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Four Key Things To Consider If You Are Planning To Retire This Year
The article “Four key things to consider if you are planning to retire this year” was originally published in Financial Post on February 1, 2022. When should you start CPP? What’s the best RRIF strategy? Here’s how to choose the option that best suits you. Some retirees exit the workforce…
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Do You Pay Capital Gains Tax When Separating or Divorcing?
The article “Do you pay capital gains tax when separating or divorcing?” was originally published in MoneySense on January 24, 2022. Photo by Ketut Subiyanto from Pexels. Concerned about the potential capital gains tax implications of a principal residence after a relationship breakdown? I just read your article on paying capital…
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How Do The RRSP Contribution Carry Forward Rules Work?
The article “How do the RRSP contribution carry forward rules work?” was originally published in MoneySense on January 17, 2022. Photo by SHVETS production from Pexels. What are the rules about RRSP carry forwards? Should you ever contribute the full amount? If I have $25,000 contribution room left in my…
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Should You Apply For OAS Even If You Have A High Income?
The article “Should you apply for OAS even if you have a high income?” was originally published in MoneySense on January 13, 2022. Photo by Mart Production on Pexels. If you are a high-income senior whose Old Age Security would be fully clawed back, find out if you should still…
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Principal Residence Exemption: Would A Senior Get A Tax Credit For Selling Their House If They Move Out?
The article “Principal residence exemption: Would a senior get a tax credit for selling their house if they move out?” was originally published in MoneySense on January 5, 2022. Sometimes, seniors must move out of their home. What are the tax implications of selling the home? Does principal residence exemption…
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Why Cash Isn’t Always The Best Gift, Especially When It Comes To Your Kids
The article “Why cash isn’t always the best gift, especially when it comes to your kids” was originally published in Financial Post on December 29, 2021. Photo by Liza Summer from Pexels. Instead of giving your children a gift of cash, pay an expense for them. Research has shown that…
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How To Leave Money To Your Grandkids
The article “How to leave money to your grandkids” was originally published in MoneySense on December 28, 2021. In my experience, most people leave their entire estate to their children. But you can name other people to receive a dollar amount, a specific asset, or a percentage of your estate,…
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