The article “Calculating Expected Returns On The Sale Of Real Estate” was originally published on Moneysense on November 10, 2020. Yan is selling his home and wants to know how to price it to ensure he turns a profit. Q. How do I calculate the capital gain on real estate sold…

The article “Should You Set Up A Personal Real Estate Corporation (PREC)?” was originally published on MoneySense on November 2, 2020. Ontario recently joined several other provinces by allowing the establishment of personal real estate corporations. What are they, and who should consider one? A personal real estate corporation, or…

The article “How Does Assisted Dying Impact Survivor Pensions?” was originally published on MoneySense on October 26, 2020. Content warning: This article contains discussion of assisted dying and suicide, which may be upsetting to some readers. We have turned off commenting for this article to create a safe space for…

The article “Potential Tax Changes Due To COVID-19” was originally published on MoneySense on October 20, 2020. The pandemic has led to a significant amount of spending by the federal and provincial governments. How will the country pay for it all? Speculation is starting to turn to what tax increases…

The article “Should You Sell Your Home To Your Kids?” was originally published on MoneySense on October 13, 2020. Graham is considering a creative strategy to access his home equity with the help of his grown children. The end goal: to build a vacation property for the whole family. Q. A…

The article “Separation and Divorce: How Do We Split Up Our Investments?” was originally published on MoneySense on October 8, 2020. When a relationship breaks down, there are tax implications arising from the division of investment assets. The end of a relationship will no doubt result in many financial changes,…

The article “Should You Hold Your Mortgage Inside Your RRSP?” was originally published on MoneySense on September 29, 2020. Yvonne wants to know how she can use her RRSP to reduce the mortgage on her current home, or to help with the purchase of a second property. Q. I currently own…

The article “Should You Buy Real Estate Through A Corporation?” was originally published on MoneySense on September 25, 2020. It can make sense to purchase rental or vacation properties through a corporation, but often it’s simpler—and less risky from a tax perspective—to own the real estate personally. One of the…

The article “What Does A Fee-Only Financial Planner Do, Exactly?” was originally published on MoneySense on September 15, 2020. And if they don’t sell any financial products, how do fee-only planners get paid? Q. How do you make money, Jason, if you don’t sell any products? –Rob A. Your question is a…