Objective Financial Partners Blog

Find our most talked about topics below.
Read, learn and become involved with our blogs!

On track to be a millionaire by age 50

By Jason Heath - June 15, 2012

By Julie Cazzin  |  MoneySense  |  June, 2012 The goal: Recent graduate James Fisher’s goal is to be worth $1 million by age 50. The current situation: When 24-year-old James Fisher graduated with a degree in business administration three years ago, he started working towards his lifelong goal of having…

Read More

Why no Canadian is safe from interest rate increases

By Jason Heath - June 14, 2012

JASON HEATH | Special to the Financial Post  | Published June 14, 2012 Whether you’re a high-net-worth investor or a heavily indebted young family, the commentary issued by the Bank of Canada and its highlights are noteworthy. The bi-annual Financial System Review reflects “widespread doubts” about the capacity and resolve of European…

Read More

Reduce your tax bite to sweeten your returns

By Jason Heath - June 13, 2012

By Bruce Sellery  |  MoneySense  |  June 13, 2012 Question Everyone talks about the importance of asset allocation, which is critical to ensure you have the right mix of equities, bonds and cash in your portfolio. But very few commentators talk about the best way to divide the asset allocation…

Read More

Retirement saving: Middle years case study

By Jason Heath - June 8, 2012

By Sarah Barmak |  Canadian Business  |  June 8, 2012 THE DILEMMA: The financial worries that keep Chris and Sue-Ann Cooke up at night are the same ones discussed in the bedrooms of middle-class families across the country. Is it best to pay down debt or save for retirement? Should…

Read More

How Europe is hurting your retirement plans

By Jason Heath - May 30, 2012

JASON HEATH | Special to the Financial Post  | Published May 30, 2012 Bond yields are hitting both record lows and record highs all over the world and creating risks for retirees long accustomed to treating fixed income as the risk-free component of their portfolios. Interest rates in many European countries are…

Read More

Hot condo market in big cities a product of demographics

By Jason Heath - May 9, 2012

JASON HEATH | Special to the Financial Post  | Published May 9, 2012 On average, a home in Canada costs 84% more than in the United States right now. The national averages are $372,762 at home versus $203,100 south of the 49th parallel. One might argue that something has got to give.…

Read More

What Warren Buffet’s cancer diagnosis can teach investors

By Jason Heath - May 5, 2012

JASON HEATH | Special to the Financial Post  | Published May 5, 2012 This week, Warren Buffett released an open letter to Berkshire Hathaway Inc. shareholders revealing that he has been diagnosed with prostate cancer. The billionaire is a posterboy for so many aspects of personal finance. Most notably, he is one…

Read More

Want to buy a cottage? Weigh the costs versus the rewards

By Jason Heath - May 5, 2012

JASON HEATH | Special to the Financial Post  | Published May 5, 2012 May marks a time of change for those who own or who wish to own a vacation property. The snowbirds are returning from the sunny south and the Victoria Day holiday has historically been “opening weekend” for many cottagers.…

Read More

Who will manage my portfolio if i develop dementia?

By Jason Heath - April 26, 2012

By John Heinzl  |  The Globe and Mail  |  April 26, 2012 I am an 82-year-old woman and currently work with a broker on a commission basis. If I develop dementia, should I transfer to a portfolio manager who would have discretion over my account? What other advice do you…

Read More

How to save money without cutting spending

By Jason Heath - April 18, 2012

JASON HEATH | Special to the Financial Post  | Published April 18, 2012 One premise of conventional financial planning is cash flow management, a fancy term for plain old budgeting. If we could all just spend less and save more, financial independence would be a breeze. But the fact of the matter…

Read More

The homebuyers plan dilemma

By Jason Heath - April 18, 2012

By Bruce Sellery  |  MoneySense  |  April 18, 2012 Question My husband and I are both in our 30s and we withdrew from our RRSPs under the first-time Home Buyers’ Plan (HBP). Our question is whether it is worth it for us to pay off the HBP loan, which is…

Read More

How to use your line of credit the right way

By Jason Heath - April 13, 2012

JASON HEATH | Special to the Financial Post  | Published April 13, 2012 When used responsibly, home equity lines of credit can help facilitate investments, improve tax-efficiency and provide liquidity. But when credit lines are used for household appliances, vacations, new cars and dinners on the town, the advantages quickly disappear. A report…

Read More

Subscribe to our newsletter

Want to stay up to date with our most recents articles?
Sign up below to receive emails whenever we have a new story!