The article “New rules boost financial protection for seniors, but getting them to opt in can be a delicate process” was originally published in Financial Post on July 27, 2021. CSA introduces trusted contacts, temporary holds on transactions for seniors and investors with diminished mental capacity. The Canadian Securities Administrators…

The article “Here’s what you need to know if your retirement is riding on your rental property income” was originally published in Financial Post on July 2, 2021. Jason Heath: There are unique tax, cash flow, and estate planning considerations for landlords in retirement. A rental property funded with a…

The article “These are the mistakes do-it-yourself retirement planners make most often“ was originally published on Financial Post on June 3, 2021. PHOTO BY CHLOE CUSHMAN/NATIONAL POST ILLUSTRATION FILES Jason Heath: By planning prudently, you can retire earlier, spend more in retirement, or leave a larger inheritance When you make…

The article “Canadian Inheritances Could Hit $1 Trillion Over The Next Decade And Both Bequeathers And Beneficiaries Need To Be Ready” was originally published on Financial Post on April 8, 2021. Here are some decisions and strategies to consider when it comes to the complexities of estate planning Estimates of…

The article “These Tax Changes Could Open Up More Options For Real Estate Investors, Homeowners And Renters Of All Ages” was originally published in Financial Post on March 2, 2021. Tax incentives may be more effective than disincentives to benefit the housing market There was no federal budget in 2020…

The article “Life Expectancy Is One Of The Great Unknowns In Retirement Planning, But These Strategies Cover You No Matter What” was originally published on Financial Post on January 27, 2021. Here are some strategies for both a long and short retirement Life expectancy is an important, albeit challenging factor…

The article “Here’s What You Need To Know If You Plan To Keep Working Into Retirement” was originally published on Financial Post on December 21, 2020. There are different ways to keep working, and financial and lifestyle implications to consider The concept of retirement is a relatively new one that…

The article “How Employers Can Boost Employees’ Financial Security Even As Pension And Insurance Benefits Shrink” was originally published on Financial Post on November 23, 2020. Companies are in a unique position to help their workers without huge costs if they think outside the box Historically, companies have provided pension…

The article “The Retirement Downsizing Myth: No, Seniors Aren’t Moving In Droves — And That Will Affect The Housing Market” was originally published on Financial Post on October 20, 2020. Retirement community developers and aspiring young homebuyers may be in for disappointment Retirement community developers, for-profit retirement homes, and aspiring…

The article “How Much Debt Is Too Much? How To Figure Out If You’re Taking On More Than You Can Handle” was originally published on Financial Post on September 29, 2020. The government is racking up debt, but that doesn’t mean households should too Following last week’s throne speech, it…

The article “Retirement Planning Can Be So Complex People Avoid It Altogether. Here’s How To Avoid That Trap.” was originally published on Financial Post on August 24, 2020. There are ways it can be simplified Saving for retirement can be a daunting task. For some people, it is difficult enough…

The article “Five Key Personal Finance Lessons We Should Be Learning From This Crisis” was originally published on Financial Post on July 21, 2020. The pandemic has put the financial plans of Canadians to the test and also reminded us why we make such plans to begin with   The…