Our sole purpose is unbiased, objective financial, tax and estate planning advice
We are fee-only, advice-only financial planners, tax accountants, and estate specialists
We sell no products whatsoever
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Jason Heath, CFP, B.A. (Hons) Econ.
Jason has a particular interest in working with clients with complex planning issues, including Canadian expats in other countries.
He has three children and lives with his wife in Pickering, Ontario.
Nancy Grouni, CFP, PFP
Nancy had a 20-year career as an investment and insurance advisor with two large wealth management firms, building and presenting client financial plans and investment portfolio reviews, before becoming a fee-only financial planner.
She specializes in financial, tax, and estate planning for incorporated business owners and professionals, sole proprietors who are considering incorporation, and retirees with investment holding companies.
As a Certified Financial Planner (CFP), Nancy has been interviewed, and contributed to, a variety of publications and financial websites such as the Globe & Mail, Yahoo! Canada Finance, Financial Post, CreditCards.ca, CreditCards.com, Financial Pipeline and RetireHappy.ca.
Nancy has two children and is an active volunteer in her community. She enjoys travel and entertaining in her spare time. Nancy and her daughter also enjoy a shared passion for figure skating.
Brenda Hiscock, CFP
Brenda has worked for over 20 years in the financial services industry and has extensive experience with retirement planning and expatriate Canadians. She has worked as a bank branch manager and as a college professor, teaching students about investment products. Brenda also taught the Life Insurance Licensing program at Business Career College and was a Director of Business Development at Freedom 55 Financial.
Whether she is explaining a financial concept to one person or to a room of 100, Brenda’s approach to personal finance is that of education. After all, it is much easier to follow advice when you understand it.
She is a Certified Financial Planner (CFP) and also holds a Registered Health Underwriter (RHU) designation with specialized knowledge in living benefits such as disability, critical illness and long-term care insurance.
Brenda has been interviewed for articles in publications such as the Globe and Mail and Advisor.ca. She has also been a returning guest on a radio show based in Montreal. She is a regular contributor to RetireHappy.ca.
In her spare time, Brenda practices yoga daily and will often be found outdoors where she can enjoy her passion for cycling. She also provides financial planning advice to cancer patients at Wellspring, an organization that offers various support services to cancer patients and their families.
Andrew Dobson, CFP, CIM, PFP, FCSI
Andrew has been providing financial advice for individuals, families, and corporations for over 10 years, having worked for major banking institutions as well as an accounting firm. He has acted as a Senior Financial Planner for BDO Canada LLP’s Wealth Advisory Services team. He has extensive experience in banking, lending, mutual funds, investment sales, and advanced financial planning. Andrew has worked with students, young families, high net worth, and ultra high-worth clients and has experience in developing fee-only financial plans with complex corporate, tax, and estate planning considerations.
Andrew has an Honours Bachelor’s Degree from the University of Toronto and his industry related education includes the Certified Financial Planner (CFP), Personal Financial Planner (PFP), Chartered Investment Manager (CIM), and Fellow of Canadian Securities Institute (FCSI) designations. He is currently working toward his Trust and Estate Practitioner (TEP) designation. Andrew has volunteered as an item developer and peer reviewer for various courses offered by the Canadian Securities Institute and is a Standard Setting Committee Member for the PFP designation examinations. As part of his ongoing commitment to education, Andrew has volunteered as a classroom facilitator for Junior Achievement on multiple occasions.
Andrew is married with two young children. His personal interests include outings to parks with his family, soccer, basketball, and watching documentary films.
Hannah McVean, CFP, CIM
Hannah is a Certified Financial Planner (CFP) and Chartered Investment Manager (CIM) with expertise in comprehensive financial planning. Her unique approach integrates trauma-sensitive financial guidance, informed by her Trauma of Money Professional Certification and her certification as a YNAB (You Need a Budget) Coach.
Beyond technical expertise, Hannah emphasizes understanding the emotional and psychological aspects of one’s relationship with money. She coaches clients on effective cash flow management and helps them refine their money beliefs and behaviors.
She is dedicated to creating an environment where clients feel comfortable discussing their financial situations. Hannah also educates her clients on strategies to protect and grow their assets.
Outside the professional realm, Hannah enjoys outdoor activities like mountain biking, roller skating, and skiing.
Thuy (Twee) Lam, CFP
Thuy (Twee) Lam is an empathetic Certified Financial Planner (CFP) with nearly 25 years of financial planning, wealth management, and business consulting experience.
She has an Hon. BA, Economics & Sociology from University of Toronto. Her educational and professional experience helps Thuy deliver tangible money and financial advice in a way that truly empowers her clients.
Thuy lives in Newmarket with her husband Minh. She has an insane passion for yummy eats. In her spare time, she enjoys personal growth, hiking, exploring new places and spending time with family and friends.
Mike Burns, CFP, CIM
Mike Burns is a Certified Financial Planner (CFP) with 20 years of experience in financial planning, wealth management, and business succession planning. He is also a Chartered Investment Manager (CIM) and a Level 2 Chartered Financial Analyst (CFA) candidate. His university education includes a Bachelor of Arts degree from the University of Winnipeg.
Mike’s educational background and professional experience are the cornerstones of his ability to deliver insightful and empowering financial advice and navigate complex financial decisions with clarity and confidence.
Residing in London, Ontario with his wife and three sons, Mike embraces the role of a hockey dad with enthusiasm and when not at work his interests include playing hockey, coaching hockey, golf, drumming, and touring wineries with his wife.
Scott Page, BMath, MAcc
Senior Tax Accountant
Scott is an experienced tax accountant with over 10 years of experience advising clients on accounting and tax matters. He started his career at a big four accounting firm in Toronto and has since worked for smaller firms with clients with diverse needs.
He can prepare personal, corporate, and trust tax returns for clients of Objective Financial Partners. He also incorporates tax planning into the overall financial plans of clients.
Scott graduated with a Bachelor of Mathematics degree from the University of Waterloo, as well as a Master of Accounting degree.
He lives in Newmarket with his wife and three children. He enjoys playing tennis and golf in his free time.
Paul McVean, BAccS, CPA, CGA, CFP, TEP
Senior Tax Accountant
Paul works with a wide range of clients, but specializes in providing sophisticated advice to incorporated owner/managers with respect to corporate structuring, compensation strategies, sale and succession planning, estate freezes, and estate planning.
He began his tax career over 25 years ago at one of the big four accounting firms, where he was involved in public accounting, tax planning, and compliance. Paul has also worked in wealth management at one of Canada’s largest independent wealth management firms as Regional Vice President, Wealth Planning, as well as two fee-only financial planning firms providing complex financial, tax, and estate planning solutions.
He holds a Bachelor of Accounting Science degree and has also earned the Chartered Professional Accountant (CPA, CGA), Certified Financial Planner (CFP), and Trust and Estate Practitioner (TEP) designations, and also is a Fellow of the Association of Chartered Certified Accountants (FCCA), a U.K. based professional body.
Cody Garbe, CPA
Senior Tax Accountant
Cody is an experienced accountant with over 10 years of experience advising on financial reporting matters.
He started his career at a small accounting firm in Edmonton but moved to Toronto in 2014 looking for a new adventure. He has since worked for a mid-sized accounting firm supporting a variety of clients and has experience as a controller as well.
Whether it’s for tax purposes, internal management reports for analysis, or compilation statements complying with CSRS 4200 standards for 3rd party needs, his expertise ensures corporate financial reporting is accurate and value-adding.
Cody graduated with a Bachelor of Commerce degree from the University of Alberta and has obtained his CPA designation. He lives in Toronto with his wife, Deniz. He enjoys watching sports, going home to Alberta, and travelling to new places in his spare time.
Patricia Parker, BAcc, MBA
Patricia is an experienced accountant with a passion for personal tax. She holds a Bachelor of Accounting Science degree from FECAP in Brazil and an Associate’s Degree in Financial Computerized Accounting from Cégep André-Laurendeau in Montréal. With experience in various industries, including telecom, wholesale, automotive, and construction, she has carved a niche in personal tax over the past 5 years.
Patricia is fluent in English, French, and Portuguese. She lives in Cobourg, Ontario with her husband and twins. In her free time, she loves to cook diverse culinary dishes, and hanging out with friends.
Maria Tanel is a caring and experienced estate professional, P1 paralegal licensed by the Law Society of Ontario, notary public, and commissioner of oaths.
She has over 25 years of experience working with executors to manage their estate administration matters. She has been an active volunteer, acting as a group facilitator for over 10 years with Catholic Community Services of York Region.
Theresa has worked in accounting, sales, and marketing roles, and also as a Residential Real Estate Sales Representative.
She has a passion for mindfulness and meditation, and is a certified Primordial Sound Meditation instructor.
Theresa has three children and is an active school volunteer.
Natasha received her BA at the University of Toronto. She has worked in the wealth management industry for more than 15 years. She has the tools to help ensure successful communication and delivery of expectations for each client and has a keen understanding for client care and support.
Natasha lives in Richmond Hill with her husband and 2 children. She is passionate about baking and Latin dancing.
Charlotte received her BA from Sheffield Hallam University in the United Kingdom. She has extensive experience in administration and customer service, enabling her to manage administrative and client relation duties with ease. She has worked in a variety of industries including commercial real estate and property management.
Charlotte lives in Whitby with her husband and two children. She has a passion for hiking and nature, and she enjoys cooking and spending time with loved ones.
We Sell No Products Whatsoever
Our sole purpose is unbiased, objective financial, tax and estate planning advice
Our Typical Client
Our clients have a net worth ranging from zero to several million dollars. Likewise with their income. They live in Canada, for the most part. Those who are not in Southern Ontario are open to working remotely via secure web conference, email and telephone.
Basically, our clients are Canadians looking for unbiased, objective and comprehensive financial, tax and estate planning advice. And they don’t want investment or insurance products to be co-mingled with that advice.
Frequently Asked Questions
Here are a few of the questions we’re commonly asked:
- What is a financial planner?
- What is a fee-only financial planner?
- What is a financial plan?
- What are your fees?
- Do you provide fee-only investment advice?
- Do you work with clients outside of Toronto?
Jason is smart, experienced and knows his stuff. He’s a great source for personal finance insight.
My husband and I have used Jason’s services for many years, starting before he was at Objective Financial Partners. His work is of such high quality that we decided to follow him when he left his last position. Jason covers off our financial planning and tax return preparation for our family. He also provides excellent ongoing advice for other financial questions/projects we have going on outside of our family home and personal taxes. My tax return can sometimes be complicated because I have a business outside of my employment Jason has never had any issues with this and is able to consistently complete the paperwork maximizing the return for me. I have recommended him to many other people, and we will continue to work with Jason on an ongoing basis.
True fee-only planners are rare in Canada but Jason Heath has established himself and his new firm on the vanguard of this growing area. His reputation for dispensing sensible objective guidance has also made him a go-to source for many media.
Thanks for taking me on as a client. This has been an important exercise and has given me great insight into my financial affairs. You’ve been extremely helpful and I hope I can call on you from time to time to help me update my plan as circumstances change. I get the sense you have a thriving practice and hope you don’t mind if I recommend you to some of my friends.
Nancy provided us with a very thorough financial plan that helped us immensely so would could get a solid grip on our financial picture both for the present and future.
Nancy is diligent, thorough, hard working, conscientious, and highly professional. She is committed to providing the highest level of client-service possible.
I am not sure how I would have handled all this without your advice and assistance. I really was naive about the process, timelines and the decisions to be made. To tell you the truth, I find it a bit nerve-wracking. Thank you Jason for your support.
We went to Nancy to help with our retirement plan and see if we were on the right track. We found Nancy to be very thorough and she explained everything clearly. We were very happy with the final report. It was clear, concise and put our minds at ease. We would not hesitate to recommend Nancy to anyone looking for straightforward financial advice.
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The purpose of this meeting is to understand your specific needs to determine if and how we can help. We then provide a quote for our services to be detailed in a written engagement letter that acts as our contract to you. Please note we cannot provide advice to you during this introductory meeting.
We work with many self-directed DIY investors. That said, we cannot provide investment recommendations for the purchase or sale of specific securities, nor can other fee-only/advice-only financial planners in Canada who are not licensed to manage your investments.
Please note our minimum consultation fee is $1,500 plus applicable sales tax. If you provide some information below and request it from us, we can provide a rough estimate on pricing prior to an introductory meeting.
Objective Financial Partners Inc.
675 Cochrane Drive
East Tower, 6th Floor
Toll Free. 1.855.691.8471
Copyright © 2018 |Objective Financial Partners Inc. | All rights reserved.
We don't sell investments, so we're not going to tell you which stocks to buy and sell. However, we can build you a comprehensive and truly objective financial plan.