Posts by Staff

Proactive Accounting and Tax Planning for Owner-Managers: Strategies to Maximize Growth and Retirement Wealth

Image by gpointstudio, Freepik Proactive Accounting: The Key to Business and Personal Wealth For self-employed owner-managers, accounting is far more than a compliance requirement. It is a strategic advantage. Accurate, timely financial records provide a roadmap for both business growth and personal wealth creation. When combined with proactive tax planning and integrated financial strategies, accounting…

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Which Provinces Have Financial Planner Title Protection in Canada?

Photo by TravelScape, Freepik Executive Summary Financial planner title protection in Canada varies by province. Québec has a strong framework for Planificateur financier (Pl. Fin.) requiring an Institut de planification financière (IPF) diploma + Autorité des marchés financiers (AMF) certificate. Ontario regulates the “Financial Planner” and “Financial Advisor” titles through Financial Services Regulatory Authority of…

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Cross Border Financial Planning: U.S. Citizens Living in Canada

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As of November 2024, approximately 700,000 U.S. citizens reside in Canada. Additionally, between 2015 and the third quarter of 2024, over 93,000 Americans were granted permanent residency in Canada. These numbers illustrate a growing trend of Americans choosing to relocate to Canada for various reasons, including political, economic, and social factors. U.S. citizens living in…

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Cross Border Financial Planning: Considerations for Americans Moving to Canada

Photo designed by Freepik There are numerous reasons why Americans are choosing to move to Canada, whether personal, political, employment-related, or otherwise. However, the process of financial planning for a move to Canada is complex and demands thorough preparation and strategic decision-making. Ideally, this planning should begin well before the intended departure date to ensure…

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Cross Border Financial Planning: Considerations for Canadians Moving to the U.S.

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Photo designed by katemangostar on Freepik Financial planning for Canadians moving to the U.S. is a complex process that requires careful preparation and strategic decision-making. Ideally, this planning should begin well before the intended departure date to ensure a smooth transition. The financial systems and tax laws in both countries differ significantly, and failing to…

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