by Jason Heath | Feb 25, 2019 | Jason Heath, MoneySense Magazine, News
The article “Should Retirees Pay Off Their Mortgages With Investments?” was originally published on MoneySense on February 25, 2019. Liz has just retired and wonders if she should use her investments to pay off her mortgage, despite her advisor’s advice to...
by Jason Heath | Feb 20, 2019 | Jason Heath, MoneySense Magazine, News
The article “How Does A LIRA Work After A Pension Transfer?” was originally published on MoneySense on February 20, 2019. Ted is confused about his investment options after leaving a DC pension, and whether his pension money would be better off in a...
by Jason Heath | Feb 12, 2019 | Jason Heath, MoneySense Magazine, News
The article “What To Do When Banks Give Questionable Financial Advice To Seniors” was originally published on MoneySense on February 12, 2019. Mel can’t get a straight answer from his bank about his investment fees and is looking for some input on...
by Jason Heath | Feb 6, 2019 | Jason Heath, MoneySense Magazine, News
The article “What It Takes To Retire At 45” was originally publishes on MoneySense on February 6, 2019. Konstantino is 27 and hopes to retire by 45. He wants to know how that impacts his RRSP versus TFSA savings strategy. Q: I’m 27 years old with a...
by Jason Heath | Jan 29, 2019 | Financial Post, Jason Heath, News
The article “How Early RRSP Withdrawals Can Help Some Retirees Come Out Ahead” was originally published on Financial Post on January 29, 2019. Who knew? Too much tax deferral and saving too long can be bad things. Registered Retirement Savings Plans are...
by Jason Heath | Jan 29, 2019 | Jason Heath, MoneySense Magazine, News
The article “How To Calculate Capital Gains Tax For An Employee Share Purchase Plan” was originally published on MoneySense on January 29, 2019. Kelly is confused about how to calculate the capital gains tax on her company savings plan shares. Q: I have a...
by Jason Heath | Jan 29, 2019 | Financial Post, Jason Heath, News
The article “How Early RRSP Withdrawals Can Help Some Retirees Come Out Ahead” was originally published on Financial Post on January 29, 2019. Who knew? Too much tax deferral and saving too long can be bad things. Registered Retirement Savings Plans are...
by Jason Heath | Jan 22, 2019 | Jason Heath, MoneySense Magazine, News
The article “Getting The Most Out Of Retirement Income Planning With An Older Spouse” was originally published on MoneySense on January 22, 2019. Ellen is curious how pension income splitting works when there is a big age difference between spouses. There...
by Jason Heath | Jan 16, 2019 | Financial Post, Jason Heath, News
The article “The Real Reason People Fail To Save Enough For Retirement — And What You Can Do To Limit The Damage” was originally published on Financial Post on January 16, 2019. Procrastination may not be the biggest impediment to saving enough While there...
by Jason Heath | Jan 15, 2019 | Jason Heath, MoneySense Magazine, News
The article “Disability, Income Splitting and Tax Reduction” was originally published on MoneySense on January 15, 2019. Rob’s wife is unable to work due to a chronic illness. He’s trying to plan for tax reduction in retirement on their registered...
by Jason Heath | Jan 8, 2019 | Jason Heath, MoneySense Magazine, News
The article “Why It’s Still Worth It For High-Income Seniors To Apply For OAS” was originally published on MoneySense on January 8, 2019. Eileen is worried about the adverse impact on her taxes if she applies for OAS, and wonders if she should still apply....
by Jason Heath | Jan 2, 2019 | Jason Heath, MoneySense Magazine, News
The article “The Limits of Old Age Security Survivor Benefits” was originally published on MoneySense on January 2, 2019. Lillian lost her husband and wants to know what happens to his Old Age Security pension. Q: My husband died in 2015 at the age of 56....
