by Jason Heath | Dec 27, 2018 | Jason Heath, MoneySense Magazine, News
The article “What’s The Best Time To Transfer A TFSA Between Institutions?” was originally published on MoneySense on December 27, 2018. Sandie wants to get the timing of her TFSA transfer right If you decide to change institutions for your TFSA, when is...
by Jason Heath | Dec 20, 2018 | Financial Post, Jason Heath, News
The article “Why Retirement Planning Needs To Be A Major Political Issue In 2019 And Beyond” was originally published on Financial Post on December 20, 2018. Jason Heath: Baby boomers are causing a shift in demographics; retirement policies need to reflect...
by Jason Heath | Dec 18, 2018 | Jason Heath, MoneySense Magazine, News
The article “The Downside Of Naming Children As RRIF Beneficiaries” was originally published on MoneySense on December 18, 2018. Kerry is doing some estate planning with his RRIF and wants to make sure it goes to his wife and kids in the best possible...
by Jason Heath | Dec 11, 2018 | Jason Heath, MoneySense Magazine, News
The article “Can You Transfer Your Full Pension Into An RRSP?” was originally published on MoneySense on December 11, 2018. Margaret wants to know how to avoid losing some of her pension if she transfers it into an RRSP at retirement. Q: I would like to...
by Jason Heath | Dec 4, 2018 | Jason Heath, MoneySense Magazine, News
The article “RRIFs And Income Splitting In The Year Of Death” was originally published on MoneySense on December 4, 2018. Gloria’s husband died recently. She’s looking for clarification on what happens with his RRIF and if and how she can split income with...
by Jason Heath | Nov 27, 2018 | Jason Heath, MoneySense Magazine, News
The article “RESPs and Canadian Non-Residency” was originally published on MoneySense on November 27, 2018. Cara and her family are becoming non-residents of Canada. They want to know what this means for their RESP account. Q: We are moving overseas to New...
by Jason Heath | Nov 20, 2018 | Financial Post, Jason Heath, News
The article “Why You Need To Understand Risk And Uncertainty When Planning For Retirement” was originally published on FinancialPost on November 20, 2018. The longer the forecast period, the less reliable a financial plan will be. Just one reason not to...
by Jason Heath | Nov 20, 2018 | Jason Heath, MoneySense Magazine, News
The article “Selling Your Home To Your Kids – For $1” was originally published on MoneySense on November 20, 2018. You need to consider if the savings for your child are worth the risk to you Q: I want to pass my principal residence where my son and...
by Jason Heath | Nov 13, 2018 | Jason Heath, MoneySense Magazine, News
The article “Bleeding Your RRSP Dry To Save On Tax When You’re Dead” was originally published on MoneySense on November 13, 2018. Chris is retiring and living on CPP, OAS and her RRSP. She wonders if she should take more than the minimum withdrawal from...
by Jason Heath | Nov 7, 2018 | Jason Heath, MoneySense Magazine, News
The article “Leaving An Inheritance For Your Grandchildren” was originally published on MoneySense on November 7, 2018. Dan’s mother wants to use some of the proceeds from her home sale to help her young grandchildren save for their future Q: My mother has...
by Jason Heath | Oct 31, 2018 | Jason Heath, MoneySense Magazine, News
The article “How Low-Income, Single Seniors Can Plan For Retirement” was originally published on MoneySense on October 31, 2018. Diane is worried about the prospect of retiring on her own especially given her limited ability to save Q: I am a 52-year old...
by Jason Heath | Oct 23, 2018 | Jason Heath, MoneySense Magazine, News
The article “Should You Incorporate A Business To Save On Taxes?” was originally published on MoneySense on October 23, 2018. Only if you can justify the initial and ongoing costs Q: I was recently let go from my job and am planning on starting a handyman...
