DIANNE MALEY | Globe and Mail | Published 

We asked Jason Heath, a consultant with E.E.S. Financial Services Ltd. in Markham, Ont., to look at Norm and Nancy’s situation.

What the Expert Says

Mr. Heath says Norm and Nancy can retire according to plan when he is 60 and she is 55. That will mean six more working years for him and 13 more for her.

Alternatively, they could retire at the same time if Norm worked an extra three years and Nancy worked four years less; he’d be 63, she’d be 51.

“This is a lifestyle decision for them to consider,” Mr. Heath says. read full article