The article “Do you need mortgage life insurance?” was originally published in MoneySense on September 22, 2023. Mortgage protection can be a good idea, if for instance you have a condition or illness that might make it difficult to get insurance...
The article “Who should Canadians consult for debt advice?” was originally published in MoneySense on September 18, 2023. Photo by Lifestylememory from Freepik. With debt servicing costs up significantly over the past year, many Canadians are struggling...
The article “What to know about withholding tax in retirement” was originally published in MoneySense on September 11, 2023. Photo by Mücahit inci from Pexels. Most retirees have taxes owing at the end of the year. Should you adjust the withholding tax on...
The article “Are Vanguard Canada ETFs and other funds always a good investment?” was originally published in MoneySense on September 6, 2023. Photo by Ekaterina Bolovtsova from Pexels. Here’s how you can access Vanguard ETFs in Canada and some pros and...
The article “What to do when you have insufficient or unused RESP funds” was originally published in MoneySense on August 14, 2023, reposted September 1, 2023. RESPs often fall short of funding a child’s full education, but sometimes an account holder ends...
The article “Why inflation-linked bonds aren’t always the answer to high inflation” was originally published in MoneySense on August 28, 2023. Inflation-linked bonds can decline in a high-inflation year. Here’s how increases and decreases in inflation...
The article “Should you pay off student debt before investing?” was originally published in MoneySense on August 22, 2023, reposted September 1st, 2023. If you want to start investing but you’ve got a Canada Student Loan or other student debt to repay,...
The article “A company I hold stock in was acquired or merged—do capital gains apply?” was originally published in MoneySense on August 8, 2023. Shareholders cannot always prevent a company sale or merger from going ahead. When that happens, do you still...
The article “Can you trust AI with financial advice?” was originally published in MoneySense on July 31, 2023. Advancements in artificial intelligence have begun to accelerate and are a hot investing topic in 2023. Can AI give financial advice you can...
The article “When your child moves into your rental property: Capital gains and how to claim principal residence exemption” was originally published in MoneySense on July 24, 2023. When an adult child moves into their parents’ rental property, the family...
The article “How annuities work in Canada” was originally published in MoneySense on July 17, 2023, reposted April 18, 2024. Annuities have faced headwinds over the past 40 years. But as interest rates climb and baby boomers retire, they’re gaining...
The article “How to claim a child’s income below the basic personal amount” was originally published in MoneySense on July 10, 2023. Even if a child’s earnings are exempt from income tax, they may be entitled to tax credits or deductions. Here’s how their...
