The article “How to report U.S. employment income in Canada” was originally published in MoneySense on September 25, 2023. Photo by gerenme from Getty Images Signature. Canadian citizens who work in the U.S. have to meet Canadian and U.S. tax filing requirements. Here’s what to know about the rules, including…

The article “Do you need mortgage life insurance?” was originally published in MoneySense on September 22, 2023. Photo by Mikhail Nilov from Pexels. Mortgage protection can be a good idea, if for instance you have a condition or illness that might make it difficult to get insurance otherwise. “I am…

The article “Who should Canadians consult for debt advice?” was originally published in MoneySense on September 18, 2023. Photo by vaeenma from Getty Images. With debt servicing costs up significantly over the past year, many Canadians are struggling and need help. Who can they trust? Canadians who need help with…

The article “What to know about withholding tax in retirement” was originally published in MoneySense on September 11, 2023. Photo by Andrii Dodonov from Getty Images. Most retirees have taxes owing at the end of the year. Should you adjust the withholding tax on your pension as to not owe…

The article “Are Vanguard Canada ETFs and other funds always a good investment?” was originally published in MoneySense on September 6, 2023. Photo by Markus Winkler from Pexels. Here’s how you can access Vanguard ETFs in Canada and some pros and cons of ETFs to consider. “I’ve heard good things about Vanguard…

The article “What to do when you have insufficient or unused RESP funds” was originally published in MoneySense on August 14, 2023, reposted September 1, 2023. Photo by by AnthonyRosenberg from Getty Images Signature. RESPs often fall short of funding a child’s full education, but sometimes an account holder ends…

The article “Why inflation-linked bonds aren’t always the answer to high inflation” was originally published in MoneySense on August 28, 2023. Photo by Andrii Yalanskyi from Getty Images. Inflation-linked bonds can decline in a high-inflation year. Here’s how increases and decreases in inflation impact these types of bonds. “I don’t…

The article “Should you pay off student debt before investing?” was originally published in MoneySense on August 22, 2023, reposted September 1st, 2023. Photo by MonthiraYodtiwong from Getty Images. If you want to start investing but you’ve got a Canada Student Loan or other student debt to repay, here’s how…

The article “A company I hold stock in was acquired or merged—do capital gains apply?” was originally published in MoneySense on August 8, 2023. Photo by by Daniel Balakov from Getty Images Signature. Shareholders cannot always prevent a company sale or merger from going ahead. When that happens, do you…

The article “Can you trust AI with financial advice?” was originally published in MoneySense on July 31, 2023. Photo by Tara Winstead from Pexels. Advancements in artificial intelligence have begun to accelerate and are a hot investing topic in 2023. Can AI give financial advice you can trust? I am…

The article “When your child moves into your rental property: Capital gains and how to claim principal residence exemption” was originally published in MoneySense on July 24, 2023. Photo by by DAPA Images. When an adult child moves into their parents’ rental property, the family should be clear on a…

The article “How annuities work in Canada” was originally published in MoneySense on July 17, 2023, reposted April 18, 2024. Photo by Kampus Production from Pexels. Annuities have faced headwinds over the past 40 years. But as interest rates climb and baby boomers retire, they’re gaining interest from Canadians. Annuities…