The article “Calculating Expected Returns On The Sale Of Real Estate” was originally published on Moneysense on November 10, 2020. Yan is selling his home and wants to know how to price it to ensure he turns a profit. Q. How do I calculate the capital gain...
The article “Should You Set Up A Personal Real Estate Corporation (PREC)?” was originally published on MoneySense on November 2, 2020. Ontario recently joined several other provinces by allowing the establishment of personal real estate corporations. What...
The article “How Does Assisted Dying Impact Survivor Pensions?” was originally published on MoneySense on October 26, 2020. Content warning: This article contains discussion of assisted dying and suicide, which may be upsetting to some readers. We have...
The article “The Retirement Downsizing Myth: No, Seniors Aren’t Moving In Droves — And That Will Affect The Housing Market” was originally published on Financial Post on October 20, 2020. Retirement community developers and aspiring young homebuyers...
The article “Potential Tax Changes Due To COVID-19” was originally published on MoneySense on October 20, 2020. The pandemic has led to a significant amount of spending by the federal and provincial governments. How will the country pay for it all?...
The article “Should You Sell Your Home To Your Kids?” was originally published on MoneySense on October 13, 2020. Graham is considering a creative strategy to access his home equity with the help of his grown children. The end goal: to build a vacation...
The article “Separation and Divorce: How Do We Split Up Our Investments?” was originally published on MoneySense on October 8, 2020. When a relationship breaks down, there are tax implications arising from the division of investment assets. The end of a...
The article “How Much Debt Is Too Much? How To Figure Out If You’re Taking On More Than You Can Handle” was originally published on Financial Post on September 29, 2020. The government is racking up debt, but that doesn’t mean households should...
The article “Should You Hold Your Mortgage Inside Your RRSP?” was originally published on MoneySense on September 29, 2020. Yvonne wants to know how she can use her RRSP to reduce the mortgage on her current home, or to help with the purchase of a second...
The article “Should You Buy Real Estate Through A Corporation?” was originally published on MoneySense on September 25, 2020. It can make sense to purchase rental or vacation properties through a corporation, but often it’s simpler—and less risky...
Originally published in the Global News – Make The Most of Your Money 123 Newsletter, written by Nancy Grouni, September 18, 2020. – THE QUESTION – “I am currently 54 and hoping to retire at 55. I’m blessed with a defined-benefit pension that offers retirement...
The article “What Does A Fee-Only Financial Planner Do, Exactly?” was originally published on MoneySense on September 15, 2020. And if they don’t sell any financial products, how do fee-only planners get paid? Q. How do you make money, Jason, if you...