Objective Financial Partners Blog

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How to qualify for EI benefits in retirement in Canada

By Jason Heath - February 19, 2024

The article “How to qualify for EI benefits in retirement in Canada” was originally published in MoneySense on February 19, 2024. Photo by designer491 from Getty Images Just because you paid loads into a program doesn’t mean you’ll get EI benefits when you retire Ask MoneySense I’m a 75-year-old male, working…

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FP Answers: What are better ways for my 15-year-old son to invest than risky crypto and tech?

By Andrew Dobson - February 9, 2024

The article “FP Answers: What are better ways for my 15-year-old son to invest than risky crypto and tech?” was originally published in Financial Post on February 9, 2024. By Julie Cazzin with Andrew Dobson. Photo by Worldspectrum from Pexels. Investing as a young person a lot different than it is…

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Retirement math you need to know, from how long you’ll live to deferring CPP

By Jason Heath - February 5, 2024

The article “Retirement math you need to know, from how long you’ll live to deferring CPP” was originally published in Financial Post February 5, 2024, by Jason Heath. Photo by Junior Bastos of Pexels. Jason Heath: Go beyond how much you need to save with this surprising math. It is…

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FP Answers: Is it wise to invest some savings in gold? If so, what’s the best way?

By Andrew Dobson - January 12, 2024

The article “FP Answers: Is it wise to invest some savings in gold? If so, what’s the best way?” was originally published in Financial Post on December 15, 2023. By Julie Cazzin with Andrew Dobson. Photo by by rcphotostock. Gold should be used mainly as a hedge as opposed to a…

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FP Answers: How do I figure out my combined marginal tax rate so I can make good financial decisions?

By Andrew Dobson - December 15, 2023

The article “FP Answers: How do I figure out my combined marginal tax rate so I can make good financial decisions?” was originally published in Financial Post on December 15, 2023. By Julie Cazzin with Andrew Dobson. Photo by Mikhail Nilov from Pexels. Marginal tax rate is important to know because…

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The Difficult Upbringing That Kept This Advisor From Buying A Home Until Age 55

By Brenda Hiscock - December 14, 2023

In this new series, Behind the Advice, we ask advisors about their relationship with money from a young age, lessons learned over the years, and how their experiences influence the advice they give clients today. Brenda Hiscock, certified financial planner at Objective Financial Partners Inc. in Cobourg, Ont., discusses growing…

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FP Answers: How will cashing in my stock options affect my CPP contributions for the year?

By Andrew Dobson - November 17, 2023

The article “FP Answers: How will cashing in my stock options affect my CPP contributions for the year?” was originally published in Financial Post on October 6, 2023,  By Julie Cazzin with Andrew Dobson. Photo by by TonyIaniro from Getty Images. If you are healthy there may be a benefit to…

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6 retirement strategies that don’t get talked about enough

By Jason Heath - November 15, 2023

The article “6 retirement strategies that don’t get talked about enough” was originally published in Financial Post November 15, 2023, by Jason Heath. Photo by AndreyPopov from Getty Images. Jason Heath: These alternative strategies can help you achieve the best retirement possible. Retirement is the pinnacle of most Canadians’ financial plans.…

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Can Lyle, 48, and Tonia, 53, Afford To Trade Their Home For Two Condos?

By Nancy Grouni - October 20, 2023

The article “Can Lyle, 48, and Tonia, 53, afford to trade their home for two condos?” was originally published on the Globe and Mail on October 20th, 2013 by Dianne Maley. Photo by Pavel Danilyuk from Pexels. Before Lyle and Tonia can retire, they have to pay off the $425,000…

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These tips can help you avoid financial pain amid the emotions of losing a spouse

By Jason Heath - October 11, 2023

The article “These tips can help you avoid financial pain amid the emotions of losing a spouse” was originally published in Financial Post October 11, 2023, by Jason Heath. Photo by T Leish from Pexels. Advance planning and avoiding major decisions until after the mourning period are among the keys…

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FP Answers: Are segregated funds my best investment choice like my adviser says?

By Andrew Dobson - October 6, 2023

The article “FP Answers: Are segregated funds my best investment choice like my adviser says?” was originally published in Financial Post on October 6, 2023,  By Julie Cazzin with Andrew Dobson. Photo by simarik from Getty Images Signature. Funds offer several features in one product, but those features come at a…

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Should You Use Home Equity To Buy A House For Your Kids?

By Jason Heath - October 6, 2023

The article “Should you use home equity to buy a house for your kids?” was originally published in MoneySense on October 6, 2023. Photo by najkhetsamtip. Some parents want to help their kids move out by borrowing against their home. Here’s how interest rates and estate planning might impact that…

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