Objective Financial Partners Blog

FP Answers: How will cashing in my stock options affect my CPP contributions for the year?

By Andrew Dobson - November 17, 2023

The article “FP Answers: How will cashing in my stock options affect my CPP contributions for the year?” was originally published in Financial Post on October 6, 2023,  By Julie Cazzin with Andrew Dobson. Photo by by TonyIaniro from Getty Images. If you are healthy there may be a benefit to…

6 retirement strategies that don’t get talked about enough

By Jason Heath - November 15, 2023

The article “6 retirement strategies that don’t get talked about enough” was originally published in Financial Post November 15, 2023, by Jason Heath. Photo by AndreyPopov from Getty Images. Jason Heath: These alternative strategies can help you achieve the best retirement possible. Retirement is the pinnacle of most Canadians’ financial plans.…

Can Lyle, 48, and Tonia, 53, Afford To Trade Their Home For Two Condos?

By Nancy Grouni - October 20, 2023

The article “Can Lyle, 48, and Tonia, 53, afford to trade their home for two condos?” was originally published on the Globe and Mail on October 20th, 2013 by Dianne Maley. Photo by Pavel Danilyuk from Pexels. Before Lyle and Tonia can retire, they have to pay off the $425,000…

These tips can help you avoid financial pain amid the emotions of losing a spouse

By Jason Heath - October 11, 2023

The article “These tips can help you avoid financial pain amid the emotions of losing a spouse” was originally published in Financial Post October 11, 2023, by Jason Heath. Photo by T Leish from Pexels. Advance planning and avoiding major decisions until after the mourning period are among the keys…

FP Answers: Are segregated funds my best investment choice like my adviser says?

By Andrew Dobson - October 6, 2023

The article “FP Answers: Are segregated funds my best investment choice like my adviser says?” was originally published in Financial Post on October 6, 2023,  By Julie Cazzin with Andrew Dobson. Photo by simarik from Getty Images Signature. Funds offer several features in one product, but those features come at a…

Should You Use Home Equity To Buy A House For Your Kids?

By Jason Heath - October 6, 2023

The article “Should you use home equity to buy a house for your kids?” was originally published in MoneySense on October 6, 2023. Photo by najkhetsamtip. Some parents want to help their kids move out by borrowing against their home. Here’s how interest rates and estate planning might impact that…

FP Answers: What should an investor do if they own a lot of shares in one company?

By Andrew Dobson - October 5, 2023

The article “FP Answers: What should an investor do if they own a lot of shares in one company?” was originally published in Financial Post on May 5, 2023, updated on October 5, 2023. By Julie Cazzin with Andrew Dobson. Photo by by kenneth-cheung from Getty Images Signature. There is a…

How To Report U.S. Employment Income In Canada

By Jason Heath - September 25, 2023

The article “How to report U.S. employment income in Canada” was originally published in MoneySense on September 25, 2023. Photo by gerenme from Getty Images Signature. Canadian citizens who work in the U.S. have to meet Canadian and U.S. tax filing requirements. Here’s what to know about the rules, including…

Do You Need Mortgage Life Insurance?

By Jason Heath - September 22, 2023

The article “Do you need mortgage life insurance?” was originally published in MoneySense on September 22, 2023. Photo by Mikhail Nilov from Pexels. Mortgage protection can be a good idea, if for instance you have a condition or illness that might make it difficult to get insurance otherwise. “I am…

Who Should Canadians Consult For Debt Advice?

By Jason Heath - September 18, 2023

The article “Who should Canadians consult for debt advice?” was originally published in MoneySense on September 18, 2023. Photo by vaeenma from Getty Images. With debt servicing costs up significantly over the past year, many Canadians are struggling and need help. Who can they trust? Canadians who need help with…

What To Know About Withholding Tax In Retirement

By Jason Heath - September 11, 2023

The article “What to know about withholding tax in retirement” was originally published in MoneySense on September 11, 2023. Photo by Andrii Dodonov from Getty Images. Most retirees have taxes owing at the end of the year. Should you adjust the withholding tax on your pension as to not owe…

Are Vanguard Canada ETFs and Other Funds Always A Good Investment?

By Jason Heath - September 6, 2023

The article “Are Vanguard Canada ETFs and other funds always a good investment?” was originally published in MoneySense on September 6, 2023. Photo by Markus Winkler from Pexels. Here’s how you can access Vanguard ETFs in Canada and some pros and cons of ETFs to consider. “I’ve heard good things about Vanguard…

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