The article “What to do when you have insufficient or unused RESP funds” was originally published in MoneySense on August 14, 2023, reposted September 1, 2023. RESPs often fall short of funding a child’s full education, but sometimes an account holder ends...
The article “Why inflation-linked bonds aren’t always the answer to high inflation” was originally published in MoneySense on August 28, 2023. Inflation-linked bonds can decline in a high-inflation year. Here’s how increases and decreases in inflation...
The article “Should you pay off student debt before investing?” was originally published in MoneySense on August 22, 2023, reposted September 1st, 2023. If you want to start investing but you’ve got a Canada Student Loan or other student debt to repay,...
The article “FP Answers: What’s the best strategy for making good use of my CPP, Old Age Security and RRSP money?” was originally published in Financial Post on August 18, 2023, Last updated October 5, 2024. By Julie Cazzin with Andrew Dobson Q: I am 61...
The article “Why couples should consider co-mingling their finances” was originally published in Financial Post on August 15, 2023. PHOTO BY GETTY IMAGES/ISTOCKPHOTO. Research shows that couples who merge their money are more likely to be happy and...
The article “A company I hold stock in was acquired or merged—do capital gains apply?” was originally published in MoneySense on August 8, 2023. Shareholders cannot always prevent a company sale or merger from going ahead. When that happens, do you still...
The article “Can you trust AI with financial advice?” was originally published in MoneySense on July 31, 2023. Advancements in artificial intelligence have begun to accelerate and are a hot investing topic in 2023. Can AI give financial advice you can...
The article “FP Answers: What are the problems associated with holding U.S. stocks in a TFSA?” was originally published in Financial Post on July 28, 2023, Last updated Jan 10, 2024. By Julie Cazzin with Andrew Dobson. You may be able to have your cake...
The article “When your child moves into your rental property: Capital gains and how to claim principal residence exemption” was originally published in MoneySense on July 24, 2023. When an adult child moves into their parents’ rental property, the family...
The article “How annuities work in Canada” was originally published in MoneySense on July 17, 2023, reposted April 18, 2024. Annuities have faced headwinds over the past 40 years. But as interest rates climb and baby boomers retire, they’re gaining...
The article “How to claim a child’s income below the basic personal amount” was originally published in MoneySense on July 10, 2023. Even if a child’s earnings are exempt from income tax, they may be entitled to tax credits or deductions. Here’s how their...
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