The article “Should You Buy or Rent in Retirement?” was originally published on MoneySense on August 16, 2016. Cathy is torn between owning a home or continuing to rent Q: I’m 57 and hoping to retire this fall. I will receive an OMERS defined benefit...
The article “Can Dividend Stocks Replace Bonds?” was originally published on MoneySense on August 9, 2016. It sounds good in theory, but it may not be the best strategy in practice Q: I’m wondering if in this low-rate environment, a dividend equity...
The article “Phoenix Pay System Shows Need for Emergency Fund” was originally published on MoneySense on August 2, 2016. Less than half of Canadians have more than $10K saved for a rainy day In an effort to replace people with machines, the federal...
The article “So, Your Child Is Going To Inherit Millions” was originally published on MoneySense on July 26, 2016. What can Brian do to make sure the right people are there to guide his daughter? Q: We have an only child who just finished university and is...
The article “Should I Trust My Advisor Or Accountant?” was originally published on MoneySense on July 19, 2016. Here’s what to consider when faced with conflicting advice. Q: We seem to be in a financial dilemma. Different perspectives on RRSPs at a...
The article “Can A Canadian Who Lives In The U.S. Buy ETFs In An RRSP?” was originally published on MoneySense on July 12, 2016. He wants to buy exchange traded funds in his RRSP, the problem is the bank said no. Q: Can Canadian citizens living in the U.S....
The article “Why We Need Regulations To Protect Seniors From Unscrupulous Financial Advisers” was originally published on Financial Post on July 8, 2016. The Ontario Securities Commission has announced the formation of the Seniors Expert Advisory...
The article “Where Do I Pay Probate Fees?” was originally published on MoneySense on July 5, 2016. Len’s will was prepared in Quebec, where most of his assets are located. Now he lives in Ontario. How will probate work? Q: My notarized will was drawn...
The article “RESP Investing For Your Teenager” was originally published in MoneySense on June 28, 2016. Karl is wondering if he made a mistake buying a corporate bond ETF for his teen’s education savings. Q: My daughter is going off to university in...
The article “Selling Your House? Here’s Where To Invest The Proceeds” was originally published on MoneySense on June 21, 2016. With $1.2 million to invest, robo-advisors may be the best option for David. Q: My wife and I recently sold our house here...
The article “Tax Troubles When Moving To The U.S.” was originally published on MoneySense on June 14, 2016. Rajesh and his wife are moving to the U.S. What are the tax implications of their rental property in Canada and their TFSAs? Q: My wife moved to the...
The eligibility for the credit is based on your age, sources of income and tax payable The article “Do I Qualify For The Pension Tax Credit?” was originally published on MoneySense on May 31, 2016. Q: This is a question about the $2,000 pension income tax...
