Objective Financial Partners Blog

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Why We Need Regulations To Protect Seniors From Unscrupulous Financial Advisers

By Jason Heath - July 8, 2016

The article “Why We Need Regulations To Protect Seniors From Unscrupulous Financial Advisers” was originally published on Financial Post on July 8, 2016. The Ontario Securities Commission has announced the formation of the Seniors Expert Advisory Committee, with the deadline for applications set for July 29. The committee could be…

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Where Do I Pay Probate Fees?

By Jason Heath - July 5, 2016

The article “Where Do I Pay Probate Fees?” was originally published on MoneySense on July 5, 2016. Len’s will was prepared in Quebec, where most of his assets are located. Now he lives in Ontario. How will probate work? Q: My notarized will was drawn up and registered in Quebec and…

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RESP Investing For Your Teenager

By Jason Heath - June 28, 2016

The article “RESP Investing For Your Teenager” was originally published in MoneySense on June 28, 2016. Karl is wondering if he made a mistake buying a corporate bond ETF for his teen’s education savings. Q: My daughter is going off to university in 4 years. Half of her RESP is in a…

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Selling Your House? Here’s Where To Invest The Proceeds

By Jason Heath - June 21, 2016

The article “Selling Your House? Here’s Where To Invest The Proceeds” was originally published on MoneySense on June 21, 2016. With $1.2 million to invest, robo-advisors may be the best option for David. Q: My wife and I recently sold our house here in the Vancouver area and are trying condo…

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Tax Troubles When Moving To The U.S.

By Jason Heath - June 14, 2016

The article “Tax Troubles When Moving To The U.S.” was originally published on MoneySense on June 14, 2016. Rajesh and his wife are moving to the U.S. What are the tax implications of their rental property in Canada and their TFSAs? Q: My wife moved to the U.S. for work last…

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Do I Qualify For The Pension Tax Credit?

By Jason Heath - May 31, 2016

The eligibility for the credit is based on your age, sources of income and tax payable The article “Do I Qualify For The Pension Tax Credit?” was originally published on MoneySense on May 31, 2016. Q: This is a question about the $2,000 pension income tax credit. If I transfer RRSP…

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What To Do With Your Extra Cash

By Jason Heath - May 24, 2016

A high-interest savings account is great, but if you’re willing to stray from the safety net, there are potentially more lucrative options The article “What To Do With Your Extra Cash” was originally published on MoneySense on May 24, 2016. Q: I am turning 30 this year and make around $60,000…

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Finding Your Financial Footing

By Jason Heath - May 17, 2016

After the death of her spouse and having left her job due to her health, Georgia is left wondering—what’s next? The article “Finding Your Financial Footing” was originally published on MoneySense on May 17, 016. Q: A little over 3 years ago, I became a widow very unexpectedly with two kids. About…

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Leaving An inheritance? Here Are The Most Rewarding Options For Spreading The Wealth

By Jason Heath - May 13, 2016

The article “Leaving An inheritance? Here Are The Most Rewarding Options For Spreading The Wealth” was originally published on The Financial Post on May 13, 2016. Most Canadians are worried about ensuring that their savings will last as long as they do — but a select group are pretty sure…

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Who Should Bother With An RRSP? Part 2

By Nancy Grouni - May 10, 2016

Registered Retirement Savings Plans are the best tax break available for the average Canadian for one simple reason – they give the saver the opportunity to deduct contributions from taxable income and the money you make from your investments won’t be taxed. Not immediately, anyway – you will have to…

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Joint Tenancy vs. Tenants In Common

By Jason Heath - May 10, 2016

You can jointly own assets in two ways. Remember, each has different estate planning and tax implications The article “Joint Tenancy vs. Tenants In Common” was originally published on MoneySense on May 10 2016. Q: What is the difference between “joint tenancy” and “joint ownership”? Some years ago my husband and…

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Who Should Bother With An RRSP? Part 1

By Nancy Grouni - May 9, 2016

Registered Retirement Savings Plans are the best tax break available for the average Canadian for one simple reason – they give the saver the opportunity to deduct contributions from taxable income and the money you make from your investments won’t be taxed. Not immediately, anyway – you will have to…

Read More

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