The article “Is a Rental Property a Good Investment?” was originally published on MoneySense on December 29, 2015. Harmony isn’t sure if renting out her condo is worth the cost in the long term Q: I own a condo in my hometown of Duncan, BC, but my...
The article “Set Up Your Portfolio for Success in 2016” was originally published on MoneySense on December 22, 2015. How to prepare for the year ahead after one of the worst market showings in recent memory Q: With the minus performance of the stock...
The article “Planning A Canadian Retirement On A U.S. Income” was originally published on MoneySense on December 15, 2015. What is the best way for Amy to convert her U.S. salary into Canadian dollars as she approaches retirement? Q: I have been working in...
The article “Calculating Capital Gains on U.S. Stocks” was originally published on MoneySense on December 8, 2015. Selling U.S. equities? Keep the exchange rate in mind. Q: I hold stocks in two non-registered accounts. One is holding Canadian equities and...
The article “Soon You Will Be Able to Invest Like the Very Rich, With All The Rewards — and Risks” was originally published on The Financial Post on December 7, 2015. If you have wanted to put money into the private investment markets and been denied, your...
The article “How to Invest Conservatively Without Bank GICs” was originally published on MoneySense on December 1, 2015. Jack has more than $100K to invest but his bank GICs aren’t cutting it Q: We are maxed out on our RRSPs and TFSAs and our...
The article “Money In Too Many Places” was originally published on MoneySense on November 24, 2015. In most cases, an overly complicated portfolio will work against you and your future heirs. Here’s why and how to fix it. Q: My finances are a mess! I...
The article “How To Gift Money To Your Children” was originally published on MoneySense on November 17, 2015. Carmen is considering an RRIF withdrawal to transfer money to her children. But is there a better way? Q: I would like to give some money to...
The article “Paying Capital Gains Tax On An Ex’s Property” was originally published on MoneySense on November 10, 2015. Do the taxes kick in when Mary moved out in 1994 or when her spouse died in 2013? Q: I am in a unique situation. I separated from...
The article “Women Are Increasingly Taking the Financial Reins — and That’s a Good Thing” was originally published on The Financial Post on November 6, 2015. Would you be insulted if someone told you that you “invest like a girl”? Studies suggest...
The article “Managing Investment Income in Your RRSP” was originally published on MoneySense on November 3, 2015. You won’t have to pay capital gains taxes within your RRSP— at least not yet Q: My wife and I have moved all of our RRSP mutual funds to...
The article “The Right Time to Sell a Rental Property” was originally published on MoneySense on October 27, 2015. Consider the tax liability currently versus in the first year of retirement Q: We have a rental property that provides a decent return, but...
