The article “How The New Border Tracking System Could Affect Your Government Benefits” was originally published on The Financial Post on October 27, 2015. For snowbirds just starting to plan their packing for this winter’s trip south, a recent report...
The article “Where to Get Good Investment Advice Even if You Don’t Have a Lot of Capital” was originally published on The Financial Post on October 23, 2015. All Canadians are looking for good investment advice and now, more than ever before, there...
The article “Transferring RRSP Stocks to a Dividend Reinvestment Plan” was originally published on MoneySense on October 20, 2015. Watch out—a DRIP could affect your asset allocation Q: I have a locked-in RRSP that has some stocks. The companies for those...
The article “Power of Attorney and Taxes: What You Need to Know” was originally published on MoneySense on October 13, 3015. Ownership and other technicalities are factors Q: If we have a client in Nova Scotia that has power of attorney for their mother...
The article “Is It Time to Sell Your Rental Property? Or Time to Buy Another?” was originally published on The Financial Post on October 6, 2015. According to Statistics Canada, 69 per cent of Canadians own homes, so most of us have reason to worry about...
The article “Retiring In A Down Market” was originally published on MoneySense on October 6, 2015. Should David live off cash savings instead of selling his investments at a loss? Q: We have investments that are set up with a fund advisor and we have a...
The article “Segregated Funds: Are the Investment Guarantees Worth It?” was originally published on MoneySense on September 29, 2015. When someone offers you a guarantee, it’s usually in their best interest, not yours Q: We have recently retired and...
The article “Can I Sell My Cottage Tax-Free?” was originally published on MoneySense on September 22, 2015. How to allocate your principal residence exemption and what it’ll cost you Q: How will the $200,000 tax-free capital gains affect our...
The article “Can I Avoid Probate?” was originally published on MoneySense on September 15, 2015. Spike is settling an estate and trying to determine which assets are subject to probate Q: Do I have to probate cash if that is all there is in an estate? The...
The article “Cautiously Investing for Retirement” was originally published on MoneySense on September 8, 2015. How to generate retirement income without a company pension plan Q: I have funds sitting in a high interest bank account. I am totally risk...
The article “Take Our Fall Refresher: Four Ways to Get to the Top of Your Class in Personal Finance” was originally published on The Financial Post on September 4, 2015. As the summer draws to an end, many of us are thinking about back-to-school time....
The article “How to Make The Most of a Pension Transfer” was originally published on MoneySense on September 1, 2015. Shelter as much of your savings from tax as possible Q: I recently changed jobs and got a letter from the pension plan of my previous...
