Objective Financial Partners Blog

Find our most talked about topics below.
Read, learn and become involved with our blogs!

Money In Too Many Places

By Jason Heath - November 24, 2015

The article “Money In Too Many Places” was originally published on MoneySense on November 24, 2015. In most cases, an overly complicated portfolio will work against you and your future heirs. Here’s why and how to fix it. Q: My finances are a mess! I have: -RRSPs with 2 different investment…

Read More

How To Gift Money To Your Children

By Jason Heath - November 17, 2015

The article “How To Gift Money To Your Children” was originally published on MoneySense on November 17, 2015. Carmen is considering an RRIF withdrawal to transfer money to her children. But is there a better way? Q: I would like to give some money to my children while I’m still alive. If I take it out…

Read More

Paying Capital Gains Tax On An Ex’s Property

By Jason Heath - November 10, 2015

The article “Paying Capital Gains Tax On An Ex’s Property” was originally published on MoneySense on November 10, 2015. Do the taxes kick in when Mary moved out in 1994 or when her spouse died in 2013? Q: I am in a unique situation. I separated from my husband in late…

Read More

Women Are Increasingly Taking the Financial Reins — and That’s a Good Thing

By Jason Heath - November 6, 2015

The article “Women Are Increasingly Taking the Financial Reins — and That’s a Good Thing” was originally published on The Financial Post on November 6, 2015. Would you be insulted if someone told you that you “invest like a girl”? Studies suggest that a more appropriate reaction would be to feel flattered.…

Read More

Managing Investment Income in Your RRSP

By Jason Heath - November 3, 2015

The article “Managing Investment Income in Your RRSP” was originally published on MoneySense on November 3, 2015. You won’t have to pay capital gains taxes within your RRSP— at least not yet Q: My wife and I have moved all of our RRSP mutual funds to self-directed accounts, maintaining the protection of…

Read More

The Right Time to Sell a Rental Property

By Jason Heath - October 27, 2015

The article “The Right Time to Sell a Rental Property” was originally published on MoneySense on October 27, 2015. Consider the tax liability currently versus in the first year of retirement Q: We have a rental property that provides a decent return, but we are tired of the responsibility and wish to sell…

Read More

How The New Border Tracking System Could Affect Your Government Benefits

By Jason Heath - October 27, 2015

The article “How The New Border Tracking System Could Affect Your Government Benefits” was originally published on The Financial Post on October 27, 2015. For snowbirds just starting to plan their packing for this winter’s trip south, a recent report about more robust exit-tracking may have given some seniors pause — especially at…

Read More

Where to Get Good Investment Advice Even if You Don’t Have a Lot of Capital

By Jason Heath - October 23, 2015

The article “Where to Get Good Investment Advice Even if You Don’t Have a Lot of Capital” was originally published on The Financial Post on October 23, 2015. All Canadians are looking for good investment advice and now, more than ever before, there is a wide divide between the bad and the…

Read More

Transferring RRSP Stocks to a Dividend Reinvestment Plan

By Jason Heath - October 20, 2015

The article “Transferring RRSP Stocks to a Dividend Reinvestment Plan” was originally published on MoneySense on October 20, 2015. Watch out—a DRIP could affect your asset allocation Q: I have a locked-in RRSP that has some stocks. The companies for those stocks offer dividend reinvestment plans. However, because my RRSP is with a…

Read More

Power of Attorney and Taxes: What You Need to Know

By Jason Heath - October 13, 2015

The article “Power of Attorney and Taxes: What You Need to Know” was originally published on MoneySense on October 13, 3015. Ownership and other technicalities are factors Q: If we have a client in Nova Scotia that has power of attorney for their mother who is in a nursing home and…

Read More

Is It Time to Sell Your Rental Property? Or Time to Buy Another?

By Jason Heath - October 6, 2015

The article “Is It Time to Sell Your Rental Property? Or Time to Buy Another?” was originally published on The Financial Post on October 6, 2015. According to Statistics Canada, 69 per cent of Canadians own homes, so most of us have reason to worry about the fate of the housing market.…

Read More

Retiring In A Down Market

By Jason Heath - October 6, 2015

The article “Retiring In A Down Market” was originally published on MoneySense on October 6, 2015. Should David live off cash savings instead of selling his investments at a loss? Q: We have investments that are set up with a fund advisor and we have a cash account that is currently…

Read More

Subscribe to our newsletter

Want to stay up to date with our most recents articles?
Sign up below to receive emails whenever we have a new story!