The article “Dust Off That Old Policy: Why Reviewing Your Life Insurance Could Save You Money” was originally published on The Financial Post on August 28, 2015. When it comes to your finances, ignorance is not bliss. In this monthly “Inside Scoop” column,...
The article “Advice For a Conservative Investor” was originally published on MoneySense on August 25, 2015. Taking on too little risk can be a risky strategy in and of itself Q: I have $300,000 in U.S. funds sitting in a bank account getting next to...
The article “Your Expected Rate of Return” was originally published on MoneySense on August 18, 015. Canadian equity portfolios are expected to yield 6.3% before fees in 2015, according to the FPSC Q: After receiving an average rate of return of about...
The article “Working While Collecting CPP, OAS” was originally published on MoneySense on August 11, 2015. Over 65? You can choose whether to continue contributing to CPP in order to collect more later on. Q: Can you work and still collect OAS and CPP? I...
The article “Are Millennials Better Off Renting? Why Young Canadians May Want to Put Off Home Ownership.” was originally published on The Financial Post on August 7, 2015. The U.S. Federal Reserve recently suggested that young Americans may be wise to...
The article “Paying Off the Line of Credit” was originally published on MoneySense on August 4, 2015. Nancy received an inheritance, took out a line of credit and has spent almost all of it. Now she’s not sure what to do. Q: I inherited a house three...
The article “Buying U.S. Stocks With a Weak Canadian Dollar” was originally published on MoneySense on July 28, 2015. A well diversified portfolio demands U.S. stocks, even with a lowly loonie Q: I wonder what you think of buying U.S. stocks? “Top Picks”...
The article “Moving Overseas for Work? Prepare to Complicate Your Finances.” was originally published on The Financial Post on July 24, 2015. Financial planning can be challenging for average Canadians, but is that much more complex for Canadian...
The article “What To Do With a Windfall” was originally published on MoneySense on July 21, 2015. One of the best things you can do with a sudden influx of cash is nothing, at first Q: I am getting a small windfall soon. The money would pay off the rest of...
The article “Am I Saving Enough for Retirement?” was originally published on MoneySense on July 14, 2015. How to find the answer using a reasonable set of assumptions Q: I have $160,000 in my RRSP. I am 58 years old and would like to retire at age 70. I am...
The article “Why Ontario’s Financial Advice Industry is Fraught With More Issues Than Insiders Are Willing to Admit” was originally published on The Financial Post on July 10, 2015. It has been almost two years since Ontario first raised the prospect...
The article “So You’ve Inherited Real Estate” was originally published on MoneySense on July 7, 2015. Capital gains and other implications to consider Q: I have just inherited a home with my brother and sister valued at about $450,000. I was thinking...
