The article “RRIF Risks Remain Even After Government Updates Rules” was originally published on The Financial Post on July 2, 2015. Outdated RRIF rules were changed in the recent federal budget, but there are still a number of real RRIF risks for retirees....
The article “Is a Couch Potato Portfolio Appropriate For Retirees?” was originally published on MoneySense on June 30, 2015. It can be, as long as it meets your cash flow needs Q: My question concerns the Couch Potato Portfolio as outlined in MoneySense. I...
The article “Advice For Small Investors” was originally published on MoneySense on June 23, 2015. Got less than $100,000 saved? Here’s what you need to know Q: I’m looking for a financial advisor in Edmonton. I only have about $60,000 to...
The article “When a Do-It-Yourself Will Is Better Than No Will At All” was originally published on The Financial Post on June 23, 2015. Estate planning and death can be touchy subjects. As a result, wills don’t get nearly the attention that they...
The article “Handling Big Changes at Retirement” was originally published on MoneySense on June 16, 2015. Q. My mom is about to retire and I am looking for someone to advise her on the following: – She will be receiving a severance at the end of her term...
The article “How Do I Make My Retirement Savings Last?” was originally published on MoneySense on June 9, 2015. Ingrid wants to save enough for the next 30 years Q: I have $700,000 in retirement savings and a small pension of $1,000 a month and CPP and...
The article “Financial Contracts With Family” was originally published on MoneySense on June 2, 2015. Angela and her husband are buying out their in-laws’ home Q: My husband and I live with his parents to assist them with care and maintenance of...
The article “Ready To Retire Without A Plan?” was originally published on MoneySense on May 26, 2015. You’re not alone. Here’s what you need to consider in terms of tax and investments Q: We are ready to retire within a few months. We are not...
The article “Why Don’t Canadians Have Emergency Funds Anymore?” was originally published on The Financial Post on May 26, 2015. It is frequently suggested that you should have a rainy day fund to cover three to six months of expenses. Based on the...
The article “How To Choose A Retirement Date” was originally published on MoneySense on May 19, 2015. Don and his wife are worried that they will pay too much tax if they keep working and accumulating retirement savings Q: With $560,000 in RRSPs between my...
The article “Why Living Off Your Dividends In Retirement May Be A Mistake” was originally published on The Financial Post on May 14, 2015. Many Canadians dream of amassing a retirement fortune that can carry them effortlessly through their golden years....
The article “Capital Gains Tax: Selling Non-Registered Investments” was originally published on MoneySense on May 12, 2015. Sara’s fiancé is paying lots of tax on his non-registered investment income. And as time goes on, the tax to sell the...
